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Health Plan Options

The state will continue offering three statewide medical plans for 2026: Consumer-Driven Health Plan 1 (CDHP 1), Consumer-Driven Health Plan 2 (CDHP 2) and Traditional Plan. All three available plans are in the National (BlueCard) PPO network with Anthem and have a prescription drug plan through CVS Caremark. Each plan has differences in premium costs, deductibles, and out-of-pocket maximums.

For more information about the cost of each plan, please review the 2026 rate chart.

All three plans will continue to offer two in-network tier options, giving you more ways to lower your costs.

Tier 1 - HealthSync | Preferred provider tier with lower visit costs, lower deductible, lower coinsurance, and lower out-of-pocket maximum.

Tier 2 - In-Network | All other in-network providers.

2026 Plan Summaries

Compare the plans

  • 2026 Plan Comparison - This document includes information related to office visits, inpatient, ER, urgent care, wellness and prevention and medicine as they relate to each plan.
  • 2026 Maximum Exposure Calculations - Please note these examples assume employee takes advantage of the Non-Tobacco Use Incentive and costs are incurred within the Anthem provider network.

Carrier contact information

How the plans work

Choose a Provider

Save money on your healthcare by choosing a PCP in Anthem's Tier 1 HealthSync Network.

Learn More

Manage Your Care

Make informed decisions about where to go for care and how to manage your plans.

Learn More

Health Plan Rates

View or download the full chart of health plan rates for State of Indiana employees.

View the Rates