Upon retirement, eligible employees between the ages of 55 and 65 who have at least 15 years of creditable employment with a public employer (10 of which shall have been completed immediately preceding retirement) are offered early retiree insurance to continue their State insurance until they become eligible for Medicare. Complete eligibility requirements can be found in IC 5-10-8-8 or in the Benefiting You handbook. Eligible retirees will have 90 days from their retirement to elect early retiree insurance coverage.
| Plan | Coverage | Early Retiree Insurance Rate (2026) |
| CDHP 1 |
Single Family | $866.36 $2,425.06 |
| CDHP 1 with Non-Tobacco Use Incentive |
Single Family | $790.53 $2,349.23 |
| CDHP 2 |
Single Family | $925.90 $2,596.79 |
| CDHP 2 with Non-Tobacco Use Incentive |
Single Family | $850.07 $2,520.96 |
| Traditional |
Single Family | $1,118.17 $3,184.00 |
| Traditional with Non-Tobacco Use Incentive |
Single Family | $1,042.34 $3,108.17 |
| Dental and Vision Rates | ||
| Dental |
Single Family |
$25.35 $66.56 |
| Vision |
Single Family |
$5.07 $12.48 |
Additional Information
- Plan Rates and Summaries
- Benefiting You handbook
- Early Retiree Insurance Program frequently asked questions
- Carrier Contact Information
- Retiree Leave Conversion Program
SECURIAN
Employees previously insured under the State of Indiana Term Life and Basic AD&D insurance program may elect to continue all or a portion of their active insurance, as well as any active insurance for dependents.
For quotes and enrollment packets, please call Securian at 1-833-365-0326 or visit their continuation website.
www.lifebenefits.com/continue
Policy number: 34297
Access key: Indiana
All enrollment forms to continue coverage must be returned by mail within 31 days of your active coverage terminating.
Securian Life Insurance Company
400 Robert Street North
St. Paul, MN 55101-2098
Additional Links
- State of Indiana Retirement Medical Benefits Account Plan
- Indiana Public Employees Retirement System
- Hoosier START (Deferred Compensation)
