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Homeowners & Renters

Need Emergency Housing Assistance?

2-1-1 is a free and confidential service that helps Hoosiers across Indiana find the local resources they need. Dial 2-1-1 to connect with a navigator. They are available 24 hours a day, 7 days a week.

Rental Assistance

The Rental Assistance Portal is no longer accepting applications for the Indiana Emergency Rental Assistance (IERA) program. More information can be found on the top banner of the website.

Housing Choice Voucher (HCV) Program

This program provides eligible households vouchers to help pay the rent on privately owned homes of their choosing. A family receiving a voucher must pay at least 30 percent of its monthly adjusted gross income for rent and utilities. The vouchers are generally administered and can be applied for through local (city) housing authorities…more.

Indiana Housing Now

This is a free, state online resource for renters and property managers in Indiana. The dynamic search options allow you to find affordable, accessible and market-rate housing that will fit your needs…more.

Renter’s Rights

The Indiana Office of Housing & Urban Development (HUD) has several resources available for renters on their website, including dispute forms, tenant rights, landlord obligations, legal assistance, and more. Click here to learn more about your rights as a landlord or a renter. For discrimination-related housing issues, please contact the Indiana Civil Rights Commission here…more.

Resources for Renters & Homeowners

Community Action Agencies (CAA)

Community Action Agencies (CAA) are local private and public non-profit organizations that promote self-sufficiency and work to reduce the causes and conditions of poverty in the communities they serve. The Community Services Block Grant (CSBG) is the agencies' core federal funding, which CAAs use to support a variety of programs...more.

Low-Income Home Energy Assistance Program (LIHEAP)

The Energy Assistance Program (EAP) can help you pay your heat and electric bills! EAP is a federally funded program through the U.S. Department of Health and Human Services (HHS) called the Low-Income Home Energy Assistance Program (LIHEAP). Energy assistance is a one-time benefit that can assist you with the high cost of home energy and can help if you are about to get disconnected…more.

Low-Income Household Water Assistance Program (LIHWAP)

The Low Income Household Water Assistance Program (LIHWAP) is federal funding that comes to IHCDA from two sources; the 2021 Appropriations Bill and the American Rescue Plan Act (ARPA).  You can soon apply for water/wastewater assistance while applying for EAP assistance.

When you complete the EAP application, check the box that you want to receive water assistance as well. Indiana’s Low Income Household Water Assistance Program (LIHWAP) is a new program that provides funds to assist with your water and wastewater bills.

LIHWAP is a temporary emergency program that will help low-income households and families afford water and wastewater services during the COVID-19 pandemic. This program is designed to help low-income households and does not require proof of COVID-19 hardship to apply. This funding is available to be used through September 2023 and the program will be finished when the funds run out....more

Weatherization Assistance Program (WAP)

The Weatherization Assistance Program (WAP) Program provides energy conservation measures to reduce the utility bills of low-income Hoosiers across the state. The WAP program offers a permanent solution to reducing your energy bills and making your home more energy-efficient…more.

Individual Development Account (IDA) Program

The Individual Development Account (IDA) program is a matched savings opportunity designed to help Hoosiers make a major asset purchase. Participants in the IDA program are eligible to receive up to $4,500 in state matching funds for a qualified asset purchase…more.

Foreclosure Prevention

If you are an Indiana homeowner who’s fallen behind on your mortgage payment due to involuntary unemployment, underemployment, divorce, death of a spouse, or medical hardship, we want to help you stay in your home. Our federally funded program provides one-time reinstatement only assistance of up to $30,000 for those that qualify…more.

Healthy Homes Resource Program

The  Healthy Homes Resource Program (HHP) is a partnership between the Indiana Housing and Community Development Authority (IHCDA) and the Indiana State Department of Health (ISDH) who are leading the State of Indiana’s effort to remediate health and safety hazards in targeted households throughout the state....more.

Programming for Elderly and Persons with Disabilities

IHCDA is proud to administer a variety of programs that provide housing opportunities, promote self-sufficiency, and strengthen Indiana communities. Almost all these programs have an impact on improving the quality of life for vulnerable populations in our state, including the elderly and persons with disabilities…more.