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As a new teacher, you have 60 days from your date of hire to choose between two retirement options – the traditional TRF Hybrid plan (defined benefit plus a defined contribution account) or the My Choice: Retirement Savings Plan. To look at a comparison of the two plans, review this fact sheet: TRF Hybrid vs. My Choice: Retirement Savings Plan Fact Sheet. If you do not choose within 60 days, you will default into the Hybrid plan. Your choice, or default, is irrevocable so please make an informed decision. For more information about making a decision, click here for more information about this option.

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Effective July 1, 2019, new TRF members will be able to choose between two retirement plans: the TRF Hybrid plan and the TRF My Choice: Retirement Savings plan.

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