RMBA Resources
Retirement Medical Benefits Account Plan
The State has established this plan as a benefit to retired employees who are eligible for and have received a normal, unreduced, or disability retirement benefit. Since July 1, 2021, state of Indiana employees who are in the My Choice: Retirement Savings Plan are also included in the RMBA plan.
As a qualified retiree of the State, you are eligible to receive benefits from this plan. Depending on the conditions and limitations described in the plan, you will be reimbursed from your Reimbursement Account for Qualifying Expenses incurred by you and/or your Covered Dependents.
The Indiana General Assembly recently passed legislation regarding RMBA through SEA 14. The changes will not impact current retirees or survivors/beneficiaries.
How does SEA 14 impact you?
Employee Type |
Open Enrollment Choice (Default): One-Time Credit from State to Hoosier START, RMBA Terminated |
Open Enrollment Choice: Continue participation in RMBA and Receive Contributions |
Not Eligible to Choose: Continue participation in RMBA and Receive Contributions |
Not Eligible to Choose: Continue Participation in RMBA, Reimbursements Frozen |
Not Eligible to Choose: Continue Participation in RMBA, Eligible for Reimbursements |
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Active employee hired before Mar. 14, 2026, eligible for RMBA (including Millie Morgan retirees, employees on short-term disability, FMLA, and military leave) |
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Active employee hired before Mar. 14, 2026, eligible for RMBA and eligible for additional contributions |
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Retired participants actively re-employed with the State |
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Retired participants eligible for RMBA reimbursements |
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Survivors and beneficiaries of retired participants eligible for RMBA reimbursements |
Note: Active employees hired before Mar. 14, 2026, who are eligible for the RMBA, who are not eligible for additional contributions, that take the default option and are on long-term disability at the time of the one-time credit to the members’ Hoosier START account (in early 2027) may be impacted differently. Please contact your HR Director during Open Enrollment for assistance if you believe that this situation may be relevant to you.
