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Getting Started

Interested in buying a home? At the Indiana Housing and Community Development Authority (IHCDA) we are proud to make buying a home a reality for thousands of Hoosier families every year. We offer programs that assist Hoosiers with making down payments, getting low interest rate loans and offering a tax credit. In every county across Indiana, there are lenders on hand to help with all the programs we offer.

About the Program:

  • Can be used to purchase new and existing homes.
  • Available in all 92 counties in Indiana
  • Loans are limited to 30-year fixed rate mortgages. 
  • First time homebuyer requirements may apply dependent upon purchase location.
  • Available loan types: FHA, VA or Conventional

Get started today with 3 easy steps.

Step 1: Do a quick check to find out what homebuyer program is right for you.

Step 2: Then contact an IHCDA participating lender to get started.

Step 3: Once qualified, it's time to find a realtor.

Step 1: Is an IHCDA homebuyer program right for me?
You may be eligible for an IHCDA homebuyer program if:

  • You are purchasing a home in Indiana.
  • The home will be used as your primary residence within 60 days of closing.
  • Maximum household income requirements varies by family size and home location.
  • You have a credit score of 640 or greater.
  • You are a legal resident of the United States.

Step 2: Contact a Lender
Get qualified by contacting an IHCDA participating lender today.

Step 3: Find a Realtor
Choose your own realtor or contact one by visiting the Indiana Association of Realtors' website.