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Homebuyers

Cement Your Future in Indiana

At the Indiana Housing and Community Development Authority (IHCDA), we are proud to make buying a home a reality for thousands of Hoosier families every year. We offer programs that assist Hoosiers with making down payments, getting low-interest rate loans, and offering a tax credit. In every county across Indiana, there are lenders on hand to help with all the programs we offer.

Find out what IHCDA programs are available to you

Not sure where to start?

Click here to find out what IHCDA homebuyer program may be right for you!

First Place

Program

This program offers qualifying first-time homebuyers with 6% of the price of the home in down payment assistance.

Next Home

Program

This program offers qualifying first-time and repeat homebuyers with 3.5% of the price of the home in down payment assistance. It can also be combined with the Mortgage Credit Certificate (MCC).

Mortgage Credit

Certificate

Is a federal tax credit that can be used to help reduce federal income tax liability and increase qualifying income for first-time homebuyers

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