Section Breadcrumbs IHCDA Current: Homebuyers Homebuyers IHCDA Homeownership Programs Reservation Fee Find An IHCDA Participating Lender Income and Acquisition Limits First PlaceProgramThis program offers qualifying first-time homebuyers with 6% of the price of the home in down payment assistance. Next HomeProgramThis program offers qualifying first-time and repeat homebuyers with 3.5% of the price of the home in down payment assistance. It can also be combined with the Mortgage Credit Certificate (MCC). Mortgage CreditCertificateIs a federal tax credit that can be used to help reduce federal income tax liability and increase qualifying income for first-time homebuyers Subscribe for Homeownership UpdatesSubscribe