• Acquisition and Income Limits - Updated May 20, 2020
  • For the following IHCDA programs: H2O, IHS, MCC, NH – FHA and NH/MCC – FHA.

Note: Fannie and Freddie has invoked an income limit of 80% AMI on their Affordable Housing programs which include conventional loans offered through State Housing Finance Authorities.  Even though the IHCDA income limits contained in our conventional income chart are set by state statute, Fannie and Freddie’s 80% AMI income limits override our statutorily set limits.  Please use the Fannie and Freddie income limit lookup websites below to determine the respective 80% AMI limits that IHCDA must follow.

Fannie: https://singlefamily.fanniemae.com/media/8326/display
Freddie: https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map