Policies and Guidance
Fee Schedules
- Banks, Trusts, Savings & Loans - July 1, 2023 - June 30, 2024
- Credit Unions - July 1, 2023 - June 30, 2024
- Consumer Credit - July 1, 2023 - June 30, 2024
Depository Institutions
Advisory Letters and Frequently Asked Questions
- Ransomware Self-Assessment Tool (R-SAT) (October 23, 2023, Version 2.0 Release)
- Advisory Letter 2023-02, Depository Division: Credit Union Merger Voting
- Advisory Letter 2023-01, Consumer Credit Division: BMV E-Lien Fee
- Regulation O FAQ Document for Credit Unions
- Advisory Letter 2019-02_ LIBOR
- Advisory Letter 2019-01, Lease Accounting
- Advisory Letter 2018-03 - UPDATED 2023-05, Security Breach Notification
- Advisory Letter 2018-01, Credit Unions: Loan Regime Split-Dollar Life Insurance Programs
- Advisory Letter 2017-04, Credit Union School Branches
- Advisory Letter 2012-01, Credit Union Purchases of BOLI
- Formation Information
Orders
Annual Organizational Questionnaire
Policies
- Policy Regarding Credit Unions Issuance of Subordinated Debt
- Policy Establishing Expedited Branch Procedures
- Applicability of the State's legal lending limit statutes to Bankers Healthcare Group loans
- Corporate Fiduciary Resolution Plan
- Revised Corporate Fiduciary Ratings Effective January 31, 2014
- Policy Establishing Criteria For Exemption Of Dividend Approval By The Department 4-11-13
- Standards for the Risk Management of Corporate Account Takeovers
- Standing Examination Sharing Cover Letter - March 2013
- Statement Of Procedure For Obtaining Standing Authority To Share Examination Findings With Authorized External Auditors Outside Counsel Officers And Employees - April 2013
- Policy Regarding the Ability of State-Chartered Depository Institutions to Engage in Derivative Transactions
- Policy Regarding Remote Participation in Members' Meetings by DFI Members
- Emergency Bank Closing Statute - February 2010
- Policy Regarding the Purchase and Holding of U.S. Government Sponsored Entity Equity Securities
- Parity Order Allowing IN State Chartered CU to Provide Health Savings Accounts to Their Members
- Audit Policy
- Policy for Closing a Branch Office
- Policy for Establishing a Bank Subsidiary
- Trust Preferred Securities
Consumer Credit
Letters/Interpretations
- Advisory Letter 2023-01, Consumer Credit Division: BMV E-Lien Fee
- Administrative Interpretation 2022-01 Company Third Party Underwriting and Processing
- Advisory Letter 2020-01 SEA 395 Law Changes
- Advisory Letter 2019-01 Delinquency Charges
- Administrative Interpretation 2018-1, Lease to Own Transactions
- Advisory Letter 2017-03 Lease-Here, Pay-Here
- Advisory Letter 2017-02 Loansharking
- Advisory Letter 2017-01 RPAA Initial Payments
Publications
- UCCC Updated Index Effective 01-03-2023
- CPAP Advisory 6-21-19
- GAP and Debt Cancellation Guidance 4-2-18
- 2018 Legislative Changes - Consumer Credit Q&A
- Mortgage Lending and Fraud Prevention Taskforce (2008 – current)
Small Loan License Documents
- Small Loan Extended Payment Plan Model Form
- Small Loan Pamphlet (eff. Jan. 1, 2023)
- Indiana Small Loan Requirements (SSN/TIN)
Policies
Nationwide Supervisory Agreements signed by Indiana
- State Federal Working Group: Recommended Practices for the Seamless Supervision of State-Chartered Banks
- Nationwide Cooperative Agreement
- Nationwide State-Federal Supervisory Agreement
- Nationwide Cooperative Agreement Multi-State Trust Institutions
- Letter Agreement Regarding Provision of Jointly Held Confidential Supervisory Information to the Financial Crimes Enforcement Network
- Memorandum of Understanding Between US Dept of Treasury Office of Foreign Asset Control and DFI
- Memorandum of Understanding Between US Dept of Treasury Financial Crimes Enforcement Network and the DFI
- Memorandum of Understanding between IRS and DFI Concerning Money Services Businesses and Certain Other Non-Bank Financial Institutions