Rulemaking Docket

Readopted Rules

Rule
Name

Rule
Description

Regulatory
Analysis

Governor's
Approval

Notice of
Public
Comment
Period

Public
Comments
and
Responses

Other
Information

LSA Document #24-630

Mortgage Loan Originators

Readopts the rules concerning
mortgage lenders and originators.

View Analysis

View
Approval

View Notice

Anticipated Timeline:

All comments shall be postmarked or timestamped not later than September 5, 2025.
The agency anticipates that the rule will be approved on September 11, 2025.
The agency anticipates publishing the final rule at least 30 days before the rule expires.

Comment:

Comments may be submitted on this readoption by emailing comments to: gdremonas1@dfi.in.gov.
Comments may also be mailed to: LSA Document #24-630

George Dremonas

General Counsel

Department of Financial Institutions

30 South Meridian Street, Suite 200

Indianapolis, IN 46204

To be considered, comments must be postmarked or timestamped not later than September 5, 2025 and sent to the street address or email address referenced above.
Comments and the agency's written response to comments may be inspected upon request at the agency's office at 30 South Meridian Street, Suite 200 Indianapolis, IN 46204.

Archived Rules

Emergency Rulemaking

Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(c) to change the bankruptcy dollar amount exemptions and revises the description of one of the exemptions (filed with IR as LSA Document #22-37(E) on February 11, 2022; posted by LSA on February 16, 2022; eff. March 1, 2022).
Emergency Rule 750 IAC 1-1-1 Amends 750 IAC 1-1-1(a) to Change the Dollar Amounts in the Uniform Credit Code (filed with IR as LSA Document #20-549(E) on Oct. 15, 2020; posted by LSA on Oct. 21, 2020; eff. January 1, 2021).
Emergency Rule 750 IAC 1-1-1 Dollar Amounts in the Consumer Credit Code, Home Loan Practices, and Bankruptcy Exemptions (eff. July 1, 2018)

Regular Rulemaking

Rule Name	Rule Description	Regulatory Analysis/ Proposed Rule	OMB and SBA Approval	Notice of Public Comment Period and Hearing	Small Business Ombudsman Comments and Responses	Public Comments and Responses	Remote Hearing Information	Anticipated Timeline	Other Information
LSA Document #23-837	The calculation of fees and civil penalties for the institutions that are regulated by the DFI.	View Analysis	View Approval	View Notice of 1st Public Comment View Notice of Public Hearing	View Ombudsman Comments	None	View Remote Hearing Information	View Timeline	Archived Video of Public Hearing View Digest View Publisher's Receipt
LSA Document #24-372	Amendments to Mortgage Loans Originators Rule.	View Analysis	View Approval	View Notice of 1st Public Comment View Notice of Public Hearing	View Ombudsman Comments	None	View Remote Hearing Information	View Timeline	Archived Video of Public Hearing View Digest View Publisher's Receipt

Interim Rulemaking

Rule Name	Rule Description	Regulatory Analysis	Governor's Approval	Notice of Public Comment Period	Public Comments and Responses	Anticipated Timeline	Other Information
LSA Document #24-266 Dollar amount adjustments based on the Consumer Price Index (CPI).	Amends certain provisions of 750 IAC 1 that set forth specific dollar amounts for 15 provisions in the Uniform Consumer Credit Code (UCCC) and one provision for high-cost home loans that is not part of the UCCC. The dollar amount adjustments are based on the CPI as prescribed by Indiana Code 24-4.5-1-106.	View Analysis	View Approval	View Notice of Public Comment Period	None	View Timeline	View Digest

Comment on a Proposed Rule

Comments on a proposed rule or the rulemaking docket are accepted by any of the following methods:

Via Email, to the rulewriter listed in the Notice of Public Comment Period for Interim Rule.
Via Mail at: LSA Document #24-266 Uniform Consumer Credit Code, George Dremonas, Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204.
Via Email, to the rulewriter listed in the Notice of Public Comment Period for Rule LSA Document #24-372.
Via Mail at: George Dremonas, Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204 for LSA Document #24-372.
If applicable, public comments are also accepted at public hearings.
A request to receive a copy of the submitted comments, the DFI's response to comments or other written information associated with a proposed rule may be sent via email to Legal@dfi.in.gov, or such records may be inspected at the office of the Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204. Comments are also made available for inspection at public hearings, if applicable.
In accordance with Indiana Code § 4-22-2.1-6, comments from the Indiana Economic Development Corporation (EDC), if applicable, are made available for inspection and copying at the office of the Indiana Department of Financial Institutions, 30 South Meridian Street, Suite 200, Indianapolis, IN 46204.
For interim rule LSA Document# 24-266, all comments must be postmarked or timestamped not later than September 6, 2024.
For regular rule LSA Document #24-372, all comments must be postmarked or timestamped not later than October 25, 2024.