Health Care and Life Insurance Benefits

The information below is a brief overview of benefit options; however, more details concerning your benefits can be found on the SPD Benefits website.

COBRA

Health, dental and vision coverage is effective for 18 days beyond the last payroll deduction for individuals paid through the Auditor's system. COBRA information will be mailed directly to your home address of record. You will have 60 days from the date of the notice or from the termination date of benefits, whichever is later, to apply. If the election is made timely and applicable premiums are paid then your insurance is reactivated back to the loss of coverage date.

Life insurance is effective for 18 days beyond the last payroll deduction. Employees may also be eligible to convert or transfer Life Insurance Benefits to an individual insurance policy without submitting evidence of insurability or good health.

All of this information plus the relevant premium rates will be included in the COBRA packet that will be mailed to your address of record.

More details concerning COBRA can be found at www.in.gov/spd/2747.htm.

Health Savings Accounts

The money that is in your Health Savings Account/HSA is yours to use on qualified medical expenses per the IRS and plan regulations. The account will remain active until all funds have been exhausted. Questions should be directed to The HSA Authority at 888-472-8697 or via the web at www.theHSAauthority.com.

Flexible Spending Accounts

Medical Flexible Spending Account
Employees enrolled in the medical flexible spending account who separate from employment are not allowed any days past separation of employment to incur expenses but are allowed 30 days to submit expenses incurred prior to separation.

Dependent Care Flexible Spending Account
Employees enrolled in the dependent care flexible spending account who separate from employment will be allowed 30 days past separation of employment to incur expenses and an additional 60 days to submit expenses.

Claim forms, including detailed receipts/invoices, may be sent for processing via:
Fax: (317) 284-7269 or (866) 241-1488
Email: FlexPro@keybenefit.com
Mail: Key Benefit Administrators - FlexPro
PO Box 55210
Indianapolis, IN 46205

Conversion/Election To Port Life Insurance Coverage

Employees previously insured under the State of Indiana Term Life and Basic AD&D insurance program may elect to continue all or a portion of their in force insurance, as well as any in force insurance for dependents. Please contact Minnesota Life at 1-866-293-6047 if you have additional questions.

Differences between converting and porting your life insurance can be reviewed in the Porting Life Insurance file.

Porting Life Insurance Coverage: You may download the form or you may request continuation forms from Minnesota Life.
Conversion/Election to Transfer Life Insurance Coverage: You may download the form or you may request continuation forms from Minnesota Life.

The completed application must be received by Minnesota Life within the requested timeframe.

Employee Assistance Program (EAP)

The State of Indiana participates in an Employee Assistance Program through Anthem. Please do not hesitate to use the services available through the EAP through your benefits termination date. Call for free, confidential help 24 hours a day, 7 days a week at 1-800-223-7723.

Benefitting You

For additional questions regarding how resignation or retirement affects your insurance benefits, please consult our Benefitting You handbook. You can direct benefits related questions to the State Personnel Benefits Call Center at (317) 232-1167 if you are in Marion County or toll free at 1 (877) 248-0007 or spdbenefits@spd.in.gov.