Part D Standard Benefit Design Parameters
| Cost | 2024 | 2025 | Difference |
|---|---|---|---|
Avg. Monthly Premium, Standalone Part D | $41.63 | $40.00 | -$1.63 (-3.9%) |
Avg. Monthly Premium, Drug Plan With Medicare Advantage | $15.56 | $13.50 | -$2.06 (-13.2%) |
Max. Annual Deductible | $545 | $590 | +$45 (+8.3%) |
Avg. Annual Deductible, Standalone Part D* | $383.75 | $466.49 | +$82.74 (+21.6%) |
Avg. Annual Drug Deductible, Drug Plan With Medicare Advantage* | $146.37 | $306.10 | +$159.73 (109%) |
Out-of-Pocket Maximum for Covered Drugs | $5,030, after which you pay 25% until you reach $8,000 out of pocket | $2,000 |
Catastrophic Coverage Benefit
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| Generic Drugs | $3.35** | $3.40** | $3.60** | $3.70** | $3.95** | $4.15** | $4.50 | $0 |
| Brand Name Drugs | $8.35** | $8.50** | $8.95** | $9.20** | $9.85** | $10.35** | $11.20 | $0 |
**The Catastrophic Coverage is the greatest of 5% or the values shown in the chart above.
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