Lists by Type or Category
IDOI regulates companies authorized to sell insurance in Indiana. Companies are licensed for a multitude of products to meet the needs of their clients.
Companies are authorized in different ways. Provided are brief descriptions of the different authorizations.
- Licensed companies receive a Certificate of Authority to conduct the business of insurance or operate as a health maintenance organization in the State of Indiana.
- Licensed entities receive a license for their area of specialty.
- Registered companies or entities renew their registrations annually.
- Reinsurers are companies accredited by IC 27-6-10 to reinsure Indiana domestic companies. These companies are not authorized or licensed to conduct the business of insurance in the State of Indiana.
- Surplus Lines Companies are companies authorized by IC 27-1-15.8-4 (c) to be utilized by a surplus lines agent when the agent is unable to procure the particular class of insurance - or the full amount of insurance required - from insurers licensed to do business in Indiana.
We provide information for all companies or entities licensed, registered or authorized through IDOI. To view these companies or licensed entities please access the information below.
Bail Bond Surety Companies
Bail Bond Writers are authorized by IDOI to issue bonds to defendants to enable them to get out of jail pending a hearing. By posting the bond, the Bail Bond and/ or Recovery Agent Writer assures the court that the defendant will appear at the scheduled hearing.
Indiana Authorized Surety Companies
HMOs
HMOs provide access to health care that is arranged through contracted medical providers for a pre-determined per-capita cost. HMOs are typically only available to Indiana residents in specific geographic areas.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=LicensedHMOs&letter=a
Independent Review Organizations
IRO's are registered entities that employ specialized medical professionals to review disputed determinations of medical necessity for appealed grievances. List of IRO's.
Insurance Companies
Insurance Companies protect consumers against loss, damage, or death. They help ease financial burden at times of loss.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=LicensedCompanies&letter=a
Indiana Domestic Companies
Indiana Domestic Companies are companies organized in Indiana, but may do business in other states as well. When a company is organized as an Indiana domestic, Indiana is the primary regulator for that company.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=DomesticCompanies&letter=a
Medical Claims Review Agents
The Medical Claims Review Agents determine the reimbursement to be provided for filed claims under an insurance policy, HMO contract, or other benefit program. Medical claims review agents and medical claims review consultants must be registered with IDOI.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=MCR&letter=a
Medical Malpractice Insurers
Authorized Medical Malpractice insurers write professional liability insurance for health care providers. http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=MedMal&letter=a
Multiple Employer Welfare Arrangement (MEWA)
Multiple Employer Welfare Arrangements (MEWAs) are non-insurer entities that establish employee benefit plans to provide accident and sickness or death benefits to employees of more than one employer. MEWAs must register with IDOI.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=MEWA&letter=c
Professional Employer Organization (PEO)s
PEOs provide administration management such as outsourcing of payroll, workers' compensation, human resources and employee benefits. PEOs must register with IDOI.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=PEO&letter=a
Preferred Provider Organizations
A Preferred Provider Organization is an organization of medical providers who have contracted with an insurer or a third-party administrator to provide health care at reduced rates.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=PPO&letter=a
Reinsurers (Accredited)
Reinsurers provide insurance to insurance companies. Reinsurers do not have to be accredited by Indiana, but there are benefits to Indiana domestic companies when doing so.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=AccreditedReinsurer&letter=a
Registered Agents / Service of Process
A Registered Agent is a company or individual designated to receive legal notice (service of process) when a client is involved with legal issues such as a lawsuit or summons. The Commissioner is NOT the registered agent for all insurance companies.
http://www.in.gov/cgi-bin/idoi/ssDisplay.pl?file=ra&letter=a
Risk Retention Groups
Risk retention groups (RRGs) are companies formed under Indiana law that allow members, engaged in similar or related businesses, to write liability insurance for the exposures of the group. A RRG chartered in any state is allowed to do business in all states if registered in those states. Accordingly, Indiana has little control over RRGs chartered outside of Indiana. Liabilities of RRGs are not covered by Indiana's guarantee associations.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=RRRG&letter=a
Surplus Lines Companies
Surplus lines insurance is offered by companies authorized under IC 27-1-15.8-4 (c) to do business in Indiana through surplus lines producers licensed in Indiana. Surplus lines coverage may only be used when the coverage is not readily available through an authorized insurer. The producer must submit the annual statements for authorization annually.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=SurplusLines&letter=a
Surplus Lines Producer (resident)
A surplus lines producer must first establish that coverage is not available from a licensed company. "Not available" often means that the coverage, under the terms requested by the policyholder cannot be found in the admitted market. Coverage is not considered unavailable if the coverage could be obtained in the admitted market but at a higher premium.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=ResidentSLP&letter=a
Surplus Lines Producer (non-resident)
A surplus lines producer must first establish that coverage is not available from a licensed company. "Not available" often means that the coverage, under the terms requested by the policyholder cannot be found in the admitted market. Coverage is not considered unavailable if the coverage could be obtained in the admitted market but at a higher premium.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=NonRSLP&letter=a
Surplus Lines Agency (resident)
In order for a surplus lines agency to be licensed it must have and designate a producer that is licensed for surplus lines.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=ResidentSLAgency&letter=a
Surplus Lines Agency (non-resident)
In order for a surplus lines agency to be licensed it must have and designate a producer that is licensed for surplus lines.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=NonRSLAgency&letter=a
Third Party Administrators (TPA)
Third Party Administrators handle premiums and/or claims without taking on any of the risk. TPAs must be licensed with IDOI if they deal with claims in connection with life, annuity, or health coverage.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=TPA&letter=a
Utilization Review Agents
Utilization review agents review the medical necessity and appropriateness of health care services. Utilization review agents must be licensed with IDOI.
http://www.in.gov/cgi-bin/idoi/ssDisplay-2.pl?file=URA&letter=a
NOTE: If you are unable to locate a company or entity or need further assistance, you may contact Deanne Bullman at dbullman@idoi.in.gov or 317-232-5692.
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- File a complaint.
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- Compare Medicare Supplement plans.
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- Form an insurance company.
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- Qualify under Indiana's Medical Malpractice Act.
- Find a bail bond company.
- Contact SHIP for information.
