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State Employees: Worry Less About Healthcare Costs in Retirement

Dimitri KyserBy Dimitri Kyser - February 7, 2024

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Good news, a health-savings benefit exists for most state employees when they retire.

Full-time employees in the following positions are eligible for the Retirement Medical Benefits Account (RMBA). If you are:

  • An employee of the executive, legislative, or judicial branch of state government;
  • A state-elected officer;
  • An appointed officer who is appointed to fill State elected office vacancies;
  • Certain police officers of the executive branch (eligible for medical benefits); or
  • A member of the Indiana General Assembly, you are eligible for the RMBA.

The RMBA is a health reimbursement program for medical, dental, vision, and long-term care insurance available to qualifying state employees who retire from their eligible positions. Please note that if you choose to quit your job before you’re eligible to retire, you forfeit your eligibility in this program. Here’s what you need to know:

  • If you're a qualifying employee, understand the RMBA and how you can receive benefits upon retirement.
  • Understand that quitting your covered position will result in your forfeiture of membership in RMBA unless you are already age and service eligible for normal retirement when you quit. If you are close to retirement eligibility, consider if retiring from your covered position would be in your best interest.
  • Plan details and frequently asked questions are available here.

When you have time, read more about RMBA and your available options, at. If you have questions, please contact INPRS at (844) GO-INPRS or (844-464-6777).