After a career serving her community through her work as a respiratory therapist at Wishard Memorial Hospital, now Eskenazi Health, Josette Randolph is enjoying a secure retirement thanks, in part, to her benefit from INPRS.

One of the things Josette enjoyed most about her job was her ability to make an impact, specifically helping with clinical trials for premature infants. One study’s goal was to test a new treatment to help the infants’ under-developed lungs. Without this treatment, premature babies were often at the hospital for up to a year and, with this new treatment, their stay was dramatically reduced.

"It was like a miracle, the way this treatment worked."  

Josette worked at Wishard for 17 years, after working at several other area hospitals. In the 1980s, when Josette hired on, it was common for those in the medical field to move from hospital to hospital, as jobs were plentiful. Not all hospitals provided a retirement benefit and those that did had vesting schedules that she and many of her colleagues never met.

While Josette knew that she’d receive a retirement benefit once she became vested in her INPRS plan, she also took advantage of Wishard’s deferred compensation plan. When she retired, Josette selected the 100 Percent Survivor Benefit. This gave her peace of mind that, should she pass away before her husband, Dick, he would have financial security with her INPRS benefit. She also chose to purchase an annuity with her defined contribution account for an additional lifetime benefit.

Today, Josette enjoys spending time with her family, tending to her garden, getting together with girlfriends for monthly bridge and euchre games and volunteering at her church.