Open Enrollment

What�s changed about our health care options?

For 2011, the state of Indiana will offer three health care options for its employees. All offer 100% preventive coverage.

The state's contract with Welborn will expire Dec. 31. Any state employees currently enrolled in Welborn HMO will need to make a new health plan selection for 2011 during open enrollment. Failure to sign up for a new health plan during open enrollment will result in loss of coverage.

The 2011 plans include two consumer-driven health plans (CDHPs) and a Traditional PPO (Trad PPO), part of Anthem's Blue Access PPO network. Each plan has differences in premium costs, deductibles and out-of-pocket maximums.

Premiums, co-insurance, out-of-pocket maximum expenditures and contributions to health savings accounts (HSAs) are all part of the equation to make the best decision with your health care dollars. Take advantage of all the information online and the resources available to help you do the analysis.

Once you have gathered information from your past medical and dental expenses, use the online Benefits Calculator to help you determine what plan will best fit the needs of you and/or your dependents.

Pharmacy, vision and dental plans all remain the same for plan year 2011. There will be no change in premiums or coverage for those plans.