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Indiana State Personnel Department

SPD > Benefits > Health Plans for 2014 > Compare the plans Compare the plans

Are you interested in reining in the costs of your medical expenses? If so, you might consider switching your health plan to a consumer-driven health plan (CDHP) for 2014.
A CDHP is an excellent option and a very effective tool for monitoring health care costs. A CDHP is a health insurance plan that pays for covered services after the deductible is met. Most employees save money with a CDHP, but only you can determine what health plan best meets your need.

Don’t forget to take advantage of 100 percent first dollar preventive care services. It is important to visit a primary care physician for an annual physical which includes screenings for high cholesterol and diabetes, the two most prevalent conditions among our plan members. Preventive services are a smart way to invest in your well-being.

Compare the three health plans and learn why a CDHP offers the smallest net cost to employees.

2014 Health Plan Comparisons

You can view benefits summaries and other plan specific information on the CDHP and Traditional PPO pages. This document offers an overview of deductible, out-of-pocket costs and network/non-network costs with each plan. 

These documents illustrate the total exposure to each plan participant (single or family coverages), including the annual employee premium, maximum out-of-pocket and employer HSA contributions.