Header

Info Agency Main Banner Content

Article

E-Learning


 

This section of the Indiana MoneyWise website is indended for the use of educators and students alike.  Each lesson is offered in two versions.  The guided instruction Prezis include audio tracks with more information than you will find on each slide.  Guided instruction lessons are designed to be used by individuals who are learning without the help of an instructor.  The Prezi lessons without audio tracks are designed to be used by educators in a classroom setting.  Some lessons include links to companion materials.  Completing this homework will allow you put your new skills into action.     

If you are an educator who would like additional resources, please email us at IndianaMoneyWise@sos.in.gov or call our Invesor Education Coordinator, Kelly Griese, at (317) 233-3985.

Building Your Financial Future

Lesson 1 "Setting Goals"

  1. What Are Your Values? - worksheet
  2. What Are Your Goals? - worksheet

 

Lesson 2 "Basics of Budgeting"

  1. Making a Budget - worksheet
  2. Using a Spending Log - worksheet

 


 

 

Lesson 3 "Check Yourself"

  1. Open a checking account with a bank or credit union you trust.
  2. Practice writing checks, filling out deposit slips, and balancing a check register by using the "Check Right" website.
  3. Keep a check ledger for the next month.
  4. Read Dave Ramsey's article "How to Balance your Checking Account."
  5. Listen to the "Balance Podcast" on checking accounts.

 

Lesson 4 "Credit Part 1: Paying Off Debt"

  1. Make a list of all your debt.  You should document the balance, due date, interest rate, and minimum payment associated with each debt. 
  2. Make a repayment plan.  It may be helpful to download and use this debt reduction Excel spreadsheet.
  3. Contact all your creditors to request reduced interest rates and/or changes in the due dates of your payments.

 

Lesson 5 "Credit Part 2: Your Score & Report"

  • Prezi Lesson with Guided Instruction (under construction)
  • Prezi Lesson without Audio (under construction) 
  • Homework
  1. Obtain your credit report.  You can do this for FREE by visiting AnnualCreditReport.com.
  2. Obtain your credit score.  You can do this through a number of online providers.  Keep in mind, you may have to pay for your credit score.    Be sure to research the provider ahead of time to ensure the security of your personal information, the cost involved, and if the provider will issue a true score or an estimate.  The Consumer Financial Protection Bureau has some great ideas for obtaining your credit score.  Visit their site to learn more. 

 

Lesson 6 "Your Financial Future: The Basics of Saving and Investing"

  1. Research any benefits offered through your employer.
  2. Start a savings account with a bank or credit union you trust.