Program Matrix Chart

  MCC Next Home FHA Next Home Conventional Next Home/MCC Combo FHA & Conventional Affordable Home FHA Helping to Own (H20) FHA

My Home

Conventional

Honor Our Vets
First-time Homebuyer requirement X     X X X    
Not required to be a first-time Homebuyer   X X       X X
Income Limit X X X X X X X X
Acquisition Limit X     X X X   X
Credit Score requirement   660 640

660 (FHA)

640 (Conv)

660 660 640 Lender Dependent 
Down Payment Assistance (DPA)   X X X   X    
FHA, VA, Conventional, USDA eligible X             VA Only
Federal Tax Benefit X     X        
Sold to US Bank   X X X X X X X