Consumer Protection Division
Timeshares and Camping Clubs
What you need to know before you buy
A timeshare or camping club can be a great way to enjoy a vacation. But it’s important to do some research before you spend any money. The sale of timeshares and camping clubs is regulated by the state of Indiana through the attorney general’s office. To help you with your decision, we’ve compiled the following information.
A timeshare is the right to use and occupy a unit in a building on a periodic basis, typically for a period of one week each year. A developer of a timeshare who offers to sell more than 12 timeshares in a project must register with the attorney general’s office, and update this registration annually.
Understanding Camping Clubs
A camping club allows people to keep a trailer, tent, camper, or another similar device at a land-based site for a certain period of time. Registration with the state is required for any camping club developer who gives a purchaser of an agreement lasting more than one year the interest in, or right to use, a camping site for more than 30 days.
Right Of Cancellation
Indiana law gives a purchaser the right to cancel a timeshare or camping club purchase within three days after the execution of the sales contract. Sundays and legal holidays do not count in computing this period. Indiana law also requires developers to provide purchasers with a cancellation form. The purchaser’s notice of cancellation is effective on the date postmarked. Any written notice delivered other than by mail or telegraph is effective at the time of delivery at the developer’s place of business.
Guidelines When Thinking About A Timeshare Or Camping Site
- Resist high-pressure sales. You are not obligated to make a purchase merely because a developer gives you a prize or a reduced-price vacation as an incentive to attend a sales presentation.
- Read the contracts and literature provided. Ask questions, and make sure you understand what you are purchasing. Not all timeshare properties are of equal value, depending on their location and the week of the year that you are purchasing.
Application for Registration
Below is the Application for Registration form and related materials requiring completion in order to comply with the Timeshare and Camping Clubs Registration Act, Indiana Code § 32-32 et seq..
In order to register as a timeshare or camping club, you must return the completed registration form, together with a filing fee of $250.00 made out to the Indiana Attorney General's Consumer Protection Division.
If you are renewing your registration, you must return the completed Document Filing Verification Form with the $50.00 renewal fee, to the Division before July 1 of each year. You may not solicit timeshares or camping clubs unless you have first registered with the Division.
A copy of the Timeshare and Camping Club Application for Registration is included below for your convenience. While Division staff have reviewed this copy for its accuracy, the Division will not be responsible for any inaccuracies that may be on the copy. It is simply a guide. It is the responsibility of the Timeshare or Camping Club to comply with all the provisions of the Timeshare and Camping Club Act and to ascertain the applicability of the law to their activities in Indiana.