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OE2014-ComingSoon-SPD-web

Open Enrollment 2014: OCT 30, 2013 - NOV 20 (at noon EST)

Carefully read the open enrollment communications and the content on the website, study the options, discuss the decisions with your spouse if you carry family coverage and take advantage of the resources available to you. The decisions you make during open enrollment impact you and your family for the next year.

The highlights of the 2014 benefits include:

  • Three healthcare plans (two CDHPs and one Traditional PPO)
  • Non-tobacco use incentive is $35 per pay period
  • Dental and vision plans and rates remain the same
  • The Medical Flexible Spending Account contribution limit remains at $2,500 as required by the Affordable Care Act
  • For CDHP participants with an HSA, the state continues to contribute 45 percent of the CDHP deductible into the HSAs.  Once again, the state front loads the accounts by depositing one-half of its contribution into each open HSA on the first pay of 2014. The remaining contributions by the state are divided into equal payments and spread out over the first 26 pay dates in the year. Total contributions by the state are:
    o  HSA1 -- $1,123.20 (single); $2,249.52 (family)
    o  HSA2 -- $673.92 (single); $1,347.84 (family)

What's next?

Start now, before open enrollment launches, to learn all you can about the options and your needs.

  1. Review your health expenses from this year and begin projecting next year’s expenses. Log onto www.anthem.com and review your up-to-date medical claims. If you have not registered with Anthem online, you will need to do that before you have access. Participants can also log on to Castlight to view a summary of year-to-date spending.
  2. Log onto Express Script’s website and look at your pharmaceutical claims (www.expressscripts.com). From there, you will have a fairly good idea of what your expenses have been and should be able to make an estimate for 2014.
  3. Read and analyze all the information available to you and attend webinars, carrier fairs, and information sessions – in order to become a well-informed healthcare consumer. If you plan to take advantage of the meetings or webinars, make sure you first get your supervisor’s approval. These events are usually allowed on state time.
  4. Ask questions if you don’t understand. Call or email the Benefits Hotline to talk with a benefits specialist.

SPD BENEFITS HOTLINE/CONTACT INFO

Contact the Benefits Hotline toll-free at 1-877-248-0007 outside of Indianapolis or 317-232-1167 within the Indianapolis area. Benefit specialists are available from 7:30 a.m. to 5 p.m. Monday through Friday, Eastern Standard Time. You may also email your questions to SPDBenefits@spd.in.gov.