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**Notice: On Oct. 1, 2015, INPRS will change its annuity rate to 4.5 percent or the current market rate, whichever is greater. This rate will be in place until Dec. 31, 2016. After that time, a third party provider may begin managing annuities for INPRS, at a market rate set by the provider. Clickhere for more information, or call us at (888) 286-3544.

Generally, if you submit your application 90 days before your retirement date AND your employer submits to INPRS your final day worked and wage information, you can expect your first pension check one to two months following your retirement date. If you annuitized your funds, you can expect your monthly annuity payment to begin two to three months after your retirement date.