|
This Week's Facts: -Resources Offer Tips on Fun & Safe Gifts for Kids -Online Service Tracks Winter Road Conditions -State Provides Advice on Preparing for Winter Weather -Spending Plans Help Avoid Holiday Debt -GPO App Offers Instant Info on Elected Officials Document of the Month: Report of the Board of State Charities The Board of State Charities was appointed by the Governor, by authority of an act of the State Legislature February 28, 1889. These reports offer an historic and insightful look into Indiana’s various institutions and prisons. Included in the annual reports are individual reports on institutions such as the Soldiers’ and Sailors’ and Orphans’ Home, the Institution for Feeble-Minded Youth, the Institution for the Blind, and others. The Board Secretary’s jail visits are also recorded by county. These recordings provide insight into county jail structures, upkeep & recommendations for improvement. The Board Report of 1890 includes the Laws of Indiana Relating to County Jails and County Poor Asylums. Later reports changed title as the department changed names – to reports of “Department of Public Welfare.” They provide rosters of the Boards, statistics for the institutions, and brief descriptions and histories. These provide historians and curious patrons about Indiana’s Institutions and care of the poor and indigent. The Board Reports can be found in the Indiana Collection under I 360 I385ar for the years 1890 through 2000. GPO App Offers Instant Info on Elected Officials Attention smart phone users! The U.S. Government Printing Office is proud to release its first app. This new tool is based on the Guide to House and Senate Members and allows users to search for and find quick information on members of Congress. You can browse by last name, chamber, party, or state, and search by first or last name. Although it’s almost a year away, we’re already hearing a lot about the 2012 election. Use this app to find information about presidential candidates currently serving in Congress, or about incumbent members of Congress seeking re-election. Visit this press release from GPO to access the app, either by clicking on the link provided or scanning the QR code on their page. ----------------------------- Friday Facts Editorial Team:
Katharine Springer
Elisabeth
Hedges
----------------------------- |
Resources Offer Tips on Fun & Safe Gifts for Kids
Online Service Tracks Winter Road Conditions
State Provides Advice on Preparing for Winter Weather
Spending Plans Help Avoid Holiday Debt
Make a list of the people you’re giving gifts. Decide how much you can spend on each one. If you have specific gifts in mind for each person, start comparing prices online and keep an eye out for discounts and sales. Keep track of what you spend. If you find that you don’t need to spend as much as you thought in some categories, shift the extra funds to others. Or, save the money and give yourself the gift of a head start in the New Year. Avoid impulse purchases. Instead, make a note of the product, where you saw it and how much it was. Consult your spending plan, and, if there’s room, return for the purchase. Using cash, like three quarters of Americans say they do for most of their holiday purchases, can also help you avoid splurges, as well as potentially costly fees or interest from debit cards, credit cards, layaway, or store financing. Leave your credit cards at home unless you know you need them for a specific purchase and you have a specific plan to repay the debt. Check the details when purchasing a gift card. Any fees that may be imposed in connection with the card will be provided on or with the card. Dormancy, inactivity and service fees (that is, fees for using or not using the card) are not allowed unless you don’t use the card for a year. If the card has an expiration date for the funds, it will also be listed on the card. The Federal Trade Commission has more information on buying, giving, and using gift cards. Low-cost ways to give Having trouble buying gifts for every one of your friends and family members? Chances are they are, too. Consider different ways to make the holidays fun without breaking your budget.
This article is brought to you courtesy of the Consumer Financial Protection Bureau blog and was written by Dan Rutherford, a Senior Content Specialist in the Office of Financial Education. For more holiday planning and prep tips, check USA.gov for 12 Days of Holiday Tips. |
|
|
|
Friday Facts is a free
publication produced by the Indiana State Library, distributed weekly in an
electronic format.
Past issues are archived at
www.in.gov/library/newsroom.htm.
© 2010 Indiana State Library. All
rights reserved. The trademarks used herein are the trademarks of their
respective owners.
Indiana State Library, 315 W. Ohio Street, Indianapolis, IN 46202.
www.library.IN.gov