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IC 5-10-8-1
Definitions
Sec. 1. The following definitions apply in this chapter:
(1) "Employee" means:
(A) an elected or appointed officer or official, or a full-time
employee;
(B) if the individual is employed by a school corporation, a
full-time or part-time employee;
(C) for a local unit public employer, a full-time or part-time
employee or a person who provides personal services to the
unit under contract during the contract period; or
(D) a senior judge appointed under IC 33-24-3-7;
whose services have continued without interruption at least
thirty (30) days.
(2) "Group insurance" means any of the kinds of insurance
fulfilling the definitions and requirements of group insurance
contained in IC 27-1.
(3) "Insurance" means insurance upon or in relation to human
life in all its forms, including life insurance, health insurance,
disability insurance, accident insurance, hospitalization
insurance, surgery insurance, medical insurance, and
supplemental medical insurance.
(4) "Local unit" includes a city, town, county, township, public
library, municipal corporation (as defined in IC 5-10-9-1), or
school corporation.
(5) "New traditional plan" means a self-insurance program
established under section 7(b) of this chapter to provide health
care coverage.
(6) "Public employer" means the state or a local unit, including
any board, commission, department, division, authority,
institution, establishment, facility, or governmental unit under
the supervision of either, having a payroll in relation to persons
it immediately employs, even if it is not a separate taxing unit.
With respect to the legislative branch of government, "public
employer" or "employer" refers to the following:
(A) The president pro tempore of the senate, with respect to
former members or employees of the senate.
(B) The speaker of the house, with respect to former
members or employees of the house of representatives.
(C) The legislative council, with respect to former
employees of the legislative services agency.
(7) "Public employer" does not include a state educational
institution.
(8) "Retired employee" means:
(A) in the case of a public employer that participates in the
public employees' retirement fund, a former employee who
qualifies for a benefit under IC 5-10.3-8 or IC 5-10.2-4;
IC 5-10-8-2
Repealed
(Repealed by P.L.24-1985, SEC.25(c).)
IC 5-10-8-2.1
Repealed
(Repealed by P.L.1-1991, SEC.32.)
IC 5-10-8-2.2
Public safety employees; surviving spouses; dependents
Sec. 2.2. (a) As used in this section, "dependent" means a natural
child, stepchild, or adopted child of a public safety employee who:
(1) is less than eighteen (18) years of age;
(2) is at least eighteen (18) years of age and has a physical or
mental disability (using disability guidelines established by the
Social Security Administration); or
(3) is at least eighteen (18) and less than twenty-three (23) years
of age and is enrolled in and regularly attending a secondary
school or is a full-time student at an accredited college or
university.
(b) As used in this section, "public safety employee" means a
full-time firefighter, police officer, county police officer, or sheriff.
(c) This section applies only to local unit public employers and
their public safety employees.
(d) A local unit public employer may provide programs of group
health insurance for its active and retired public safety employees
through one (1) of the following methods:
(1) By purchasing policies of group insurance.
(2) By establishing self-insurance programs.
(3) By electing to participate in the local unit group of local
units that offer the state employee health plan under section 6.6
of this chapter.
A local unit public employer may provide programs of group
insurance other than group health insurance for the local unit public
employer's active and retired public safety employees by purchasing
policies of group insurance and by establishing self-insurance
programs. However, the establishment of a self-insurance program
is subject to the approval of the unit's fiscal body.
(e) A local unit public employer may pay a part of the cost of
group insurance for its active and retired public safety employees.
However, a local unit public employer that provides group life
insurance for its active and retired public safety employees shall pay
a part of the cost of that insurance.
(f) A local unit public employer may not cancel an insurance
contract under this section during the policy term of the contract.
(g) After June 30, 1989, a local unit public employer that provides
a group health insurance program for its active public safety
employees shall also provide a group health insurance program to the
following persons:
(1) Retired public safety employees.
(2) Public safety employees who are receiving disability
benefits under IC 36-8-6, IC 36-8-7, IC 36-8-7.5, IC 36-8-8, or
IC 36-8-10.
(3) Surviving spouses and dependents of public safety
employees who die while in active service or after retirement.
(h) A public safety employee who is retired or has a disability and
is eligible for group health insurance coverage under subsection
(g)(1) or (g)(2):
(1) may elect to have the person's spouse, dependents, or spouse
and dependents covered under the group health insurance
program at the time the person retires or becomes disabled;
(2) must file a written request for insurance coverage with the
employer within ninety (90) days after the person retires or
begins receiving disability benefits; and
(3) must pay an amount equal to the total of the employer's and
the employee's premiums for the group health insurance for an
active public safety employee (however, the employer may elect
to pay any part of the person's premiums).
(i) Except as provided in IC 36-8-6-9.7(f), IC 36-8-6-10.1(h),
IC 36-8-7-12.3(g), IC 36-8-7-12.4(j), IC 36-8-7.5-13.7(h),
IC 36-8-7.5-14.1(i), IC 36-8-8-13.9(d), IC 36-8-8-14.1(h), and
IC 36-8-10-16.5 for a surviving spouse or dependent of a public
safety employee who dies in the line of duty, a surviving spouse or
dependent who is eligible for group health insurance under
subsection (g)(3):
(1) may elect to continue coverage under the group health
insurance program after the death of the public safety
employee;
(2) must file a written request for insurance coverage with the
employer within ninety (90) days after the death of the public
safety employee; and
(3) must pay the amount that the public safety employee would
have been required to pay under this section for coverage
selected by the surviving spouse or dependent (however, the
employer may elect to pay any part of the surviving spouse's or
dependents' premiums).
(j) The eligibility for group health insurance under this section for
a public safety employee who is retired or has a disability ends on the
earlier of the following:
(1) When the public safety employee becomes eligible for
Medicare coverage as prescribed by 42 U.S.C. 1395 et seq.
(2) When the employer terminates the health insurance program
for active public safety employees.
(k) A surviving spouse's eligibility for group health insurance
under this section ends on the earliest of the following:
(1) When the surviving spouse becomes eligible for Medicare
coverage as prescribed by 42 U.S.C. 1395 et seq.
(2) When the unit providing the insurance terminates the health
insurance program for active public safety employees.
(3) The date of the surviving spouse's remarriage.
(4) When health insurance becomes available to the surviving
spouse through employment.
(l) A dependent's eligibility for group health insurance under this
section ends on the earliest of the following:
(1) When the dependent becomes eligible for Medicare
coverage as prescribed by 42 U.S.C. 1395 et seq.
(2) When the unit providing the insurance terminates the health
insurance program for active public safety employees.
(3) When the dependent no longer meets the criteria set forth in
subsection (a).
(4) When health insurance becomes available to the dependent
through employment.
(m) A public safety employee who is on leave without pay is
entitled to participate for ninety (90) days in any group health
insurance program maintained by the local unit public employer for
active public safety employees if the public safety employee pays an
amount equal to the total of the employer's and the employee's
premiums for the insurance. However, the employer may pay all or
part of the employer's premium for the insurance.
(n) A local unit public employer may provide group health
insurance for retired public safety employees or their spouses not
covered by subsections (g) through (l) and may provide group health
insurance that contains provisions more favorable to retired public
safety employees and their spouses than required by subsections (g)
through (l). A local unit public employer may provide group health
insurance to a public safety employee who is on leave without pay
for a longer period than required by subsection (m), and may
continue to pay all or a part of the employer's premium for the
insurance while the employee is on leave without pay.
As added by P.L.58-1989, SEC.2. Amended by P.L.41-1990, SEC.2;
P.L.286-2001, SEC.1; P.L.86-2003, SEC.1; P.L.2-2005, SEC.15;
P.L.99-2007, SEC.13; P.L.3-2008, SEC.24.
IC 5-10-8-2.6
Local unit public employers and employees; programs;
self-insurance; payment of part of cost; noncancelability; retired
employees
Sec. 2.6. (a) This section applies only to local unit public
employers and their employees. This section does not apply to public
safety employees, surviving spouses, and dependents covered by
section 2.2 of this chapter.
(b) A public employer may provide programs of group insurance
for its employees and retired employees. The public employer may,
however, exclude part-time employees and persons who provide
services to the unit under contract from any group insurance
coverage that the public employer provides to the employer's
full-time employees. A public employer may provide programs of
group health insurance under this section through one (1) of the
following methods:
(1) By purchasing policies of group insurance.
(2) By establishing self-insurance programs.
(3) By electing to participate in the local unit group of local
units that offer the state employee health plan under section 6.6
of this chapter.
A public employer may provide programs of group insurance other
than group health insurance under this section by purchasing policies
of group insurance and by establishing self-insurance programs.
However, the establishment of a self-insurance program is subject to
the approval of the unit's fiscal body.
(c) A public employer may pay a part of the cost of group
insurance, but shall pay a part of the cost of group life insurance for
local employees. A public employer may pay, as supplemental
wages, an amount equal to the deductible portion of group health
insurance as long as payment of the supplemental wages will not
result in the payment of the total cost of the insurance by the public
employer.
(d) An insurance contract for local employees under this section
may not be canceled by the public employer during the policy term
of the contract.
(e) After June 30, 1986, a public employer shall provide a group
health insurance program under subsection (g) to each retired
employee:
(1) whose retirement date is:
(A) after May 31, 1986, for a retired employee who was a
teacher (as defined in IC 20-18-2-22) for a school
corporation; or
(B) after June 30, 1986, for a retired employee not covered
by clause (A);
(2) who will have reached fifty-five (55) years of age on or
before the employee's retirement date but who will not be
eligible on that date for Medicare coverage as prescribed by 42
U.S.C. 1395 et seq.;
(3) who will have completed twenty (20) years of creditable
employment with a public employer on or before the employee's
retirement date, ten (10) years of which must have been
completed immediately preceding the retirement date; and
(4) who will have completed at least fifteen (15) years of
participation in the retirement plan of which the employee is a
member on or before the employee's retirement date.
(f) A group health insurance program required by subsection (e)
must be equal in coverage to that offered active employees and must
permit the retired employee to participate if the retired employee
pays an amount equal to the total of the employer's and the
employee's premiums for the group health insurance for an active
employee and if the employee, within ninety (90) days after the
employee's retirement date files a written request with the employer
for insurance coverage. However, the employer may elect to pay any
part of the retired employee's premiums.
(g) A retired employee's eligibility to continue insurance under
subsection (e) ends when the employee becomes eligible for
Medicare coverage as prescribed by 42 U.S.C. 1395 et seq., or when
the employer terminates the health insurance program. A retired
employee who is eligible for insurance coverage under subsection (e)
may elect to have the employee's spouse covered under the health
insurance program at the time the employee retires. If a retired
employee's spouse pays the amount the retired employee would have
been required to pay for coverage selected by the spouse, the
spouse's subsequent eligibility to continue insurance under this
section is not affected by the death of the retired employee. The
surviving spouse's eligibility ends on the earliest of the following:
(1) When the spouse becomes eligible for Medicare coverage as
prescribed by 42 U.S.C. 1395 et seq.
(2) When the employer terminates the health insurance
program.
(3) Two (2) years after the date of the employee's death.
(4) The date of the spouse's remarriage.
(h) This subsection does not apply to an employee who is entitled
to group insurance coverage under IC 20-28-10-2(b). An employee
who is on leave without pay is entitled to participate for ninety (90)
days in any group health insurance program maintained by the public
employer for active employees if the employee pays an amount equal
to the total of the employer's and the employee's premiums for the
insurance. However, the employer may pay all or part of the
employer's premium for the insurance.
(i) A public employer may provide group health insurance for
retired employees or their spouses not covered by subsections (e)
through (g) and may provide group health insurance that contains
provisions more favorable to retired employees and their spouses
than required by subsections (e) through (g). A public employer may
provide group health insurance to an employee who is on leave
without pay for a longer period than required by subsection (h), and
may continue to pay all or a part of the employer's premium for the
insurance while the employee is on leave without pay.
As added by P.L.1-1991, SEC.33. Amended by P.L.286-2001, SEC.2;
P.L.1-2005, SEC.76.
IC 5-10-8-2.7
Insurance of rostered volunteers
Sec. 2.7. (a) As used in this section, "rostered volunteer" means
a volunteer:
(1) whose name has been entered on a roster of volunteers for
a volunteer program operated by a local unit; and
(2) who has been approved by the proper authorities of the local
unit.
The term does not include a volunteer firefighter (as defined in
IC 36-8-12-2) or an inmate assigned to a correctional facility
operated by the state or a local unit.
(b) As used in this section, "local unit" does not include a school
corporation.
(c) The fiscal body of a local unit may elect to provide insurance
for rostered volunteers for life, accident, or sickness coverage.
As added by P.L.51-1993, SEC.1.
IC 5-10-8-3
Repealed
(Repealed by P.L.24-1985, SEC.25(c).)
IC 5-10-8-3.1
Employees withholding from salaries or wages; retired employees,
assignment of part of retirement benefit
Sec. 3.1. (a) A public employer that contracts for a group
insurance plan or establishes a self-insurance plan for its employees
may withhold or cause to be withheld from participating employees'
salaries or wages whatever part of the cost of the plan the employees
are required to pay. The chief fiscal officer responsible for issuing
paychecks or warrants to the employees shall make deductions from
the individual employees' paychecks or warrants to pay the premiums
for the insurance. Except as provided by section 7(d) of this chapter,
the fiscal officer shall require written authorization from state
employees, and may require written authorization from local
employees, to make the deductions. One (1) authorization signed by
an employee is sufficient authorization for the fiscal officer to
continue to make deductions for this purpose until revoked in writing
by the employee.
(b) A public employer that contracts for a group insurance plan or
establishes a self-insurance plan for its retired employees may
require that the retired employees pay any part of the cost of the plan
that is not paid by the public employer. A retired employee may
assign part or all of the retired employee's benefit payable under
IC 5-10.3-8, IC 5-10.4-5, or any other retirement program for this
required payment.
As added by P.L.24-1985, SEC.10. Amended by P.L.27-1988, SEC.3;
P.L.2-2006, SEC.15.
IC 5-10-8-4
Discrimination as to form of insurance between certain employees;
exception
Sec. 4. Self-insurance plans for state employees involving income
disability insurance, principal amount accident insurance, or both,
must not, as to the form or forms of the insurance, discriminate
between the employees of any department, commission, board,
division, facility, institution, authority, or other establishment, except
that the contributions for the insurance and benefits from the
insurance may be equitably graduated in relation to:
(1) the employment compensation schedule; and
(2) if actuarially justified, the employee's age.
As added by Acts 1980, P.L.8, SEC.41. Amended by P.L.24-1985,
SEC.11; P.L.27-1988, SEC.4.
IC 5-10-8-5
Establishment of common and unified plan of group insurance
Sec. 5. Two (2) or more local public employers may establish a
common and unified plan of group insurance for their employees,
including retired local employees. The plan shall be effected through
a trust, agency, or any other legal arrangement with careful
accounting and fiscal responsibility.
As added by Acts 1980, P.L.8, SEC.41. Amended by P.L.24-1985,
SEC.12.
IC 5-10-8-6
Establishment of common and unified plans by state law
enforcement agencies
Sec. 6. (a) The state police department, conservation officers of
the department of natural resources, gaming agents of the Indiana
gaming commission, gaming control officers of the Indiana gaming
commission, and the state excise police may establish common and
unified plans of self-insurance for their employees, including retired
employees, as separate entities of state government. These plans may
be administered by a private agency, business firm, limited liability
company, or corporation.
(b) Except as provided in IC 5-10-14, the state agencies listed in
subsection (a) may not pay as the employer part of benefits for any
employee or retiree an amount greater than that paid for other state
employees for group insurance.
As added by Acts 1980, P.L.8, SEC.41. Amended by Acts 1982,
P.L.36, SEC.1; P.L.24-1985, SEC.13; P.L.14-1986, SEC.11;
P.L.8-1993, SEC.53; P.L.24-2005, SEC.1; P.L.170-2005, SEC.15;
P.L.1-2006, SEC.95; P.L.227-2007, SEC.55.
IC 5-10-8-6.6
Local unit groups
Sec. 6.6. (a) As used in this section, "local unit group" means all
of the local units that elect to provide coverage for health care
services for active and retired:
(1) elected or appointed officers and officials;
(2) full-time employees; and
(3) part-time employees;
of the local unit under this section.
(b) As used in this section, "state employee health plan" means:
(1) an accident and sickness insurance policy (as defined in
IC 27-8-5.6-1) purchased through the state personnel
department under section 7(a) of this chapter; or
(2) a contract with a prepaid health care delivery plan entered
into by the state personnel department under section 7(c) of this
chapter.
(c) The state personnel department shall allow a local unit to
participate in the local unit group by electing to provide coverage of
health care services for active and retired:
(1) elected or appointed officers and officials;
(2) full-time employees; and
(3) part-time employees;
of the local unit under a state employee health plan.
(d) If a local unit elects to provide coverage under subsection (c):
(1) the local unit group must be treated as a single group that is
separate from the group of state employees that is covered
under a state employee health plan;
(2) the state personnel department shall:
(A) establish:
(i) the premium costs, as determined by an accident and
sickness insurer or a prepaid health care delivery plan
under which coverage is provided under this section;
(ii) the administrative costs; and
(iii) any other costs;
of the coverage provided under this section, including the
cost of obtaining insurance or reinsurance, for the local unit
group as a whole; and
(B) establish a uniform premium schedule for each accident
and sickness insurance policy or prepaid health care delivery
plan under which coverage is provided under this section for
the local unit group; and
(3) the local unit shall provide for payment of the cost of the
coverage as provided in sections 2.2 and 2.6 of this chapter.
The premium determined under subdivision (2) and paid by an
individual local unit shall not be determined based on claims made
by the local unit.
(e) The state personnel department shall provide an annual
opportunity for local units to elect to provide or terminate coverage
under subsection (c).
(f) The state personnel department may adopt rules under
IC 4-22-2 to establish minimum participation and contribution
requirements for participation in a state employee health plan under
this section.
As added by P.L.286-2001, SEC.3.
IC 5-10-8-7
Group insurance; self-insurance; health services; disability plans
Sec. 7. (a) The state, excluding state educational institutions, may
not purchase or maintain a policy of group insurance, except:
(1) life insurance for the state's employees;
(2) long term care insurance under a long term care insurance
policy (as defined in IC 27-8-12-5), for the state's employees;
(3) an accident and sickness insurance policy (as defined in
IC 27-8-5.6-1) that covers individuals to whom coverage is
provided by a local unit under section 6.6 of this chapter; or
(4) an insurance policy that provides coverage that supplements
coverage provided under a United States military health care
plan.
(b) With the consent of the governor, the state personnel
department may establish self-insurance programs to provide group
insurance other than life or long term care insurance for state
employees and retired state employees. The state personnel
department may contract with a private agency, business firm,
limited liability company, or corporation for administrative services.
A commission may not be paid for the placement of the contract. The
department may require, as part of a contract for administrative
services, that the provider of the administrative services offer to an
employee terminating state employment the option to purchase,
without evidence of insurability, an individual policy of insurance.
(c) Notwithstanding subsection (a), with the consent of the
governor, the state personnel department may contract for health
services for state employees and individuals to whom coverage is
provided by a local unit under section 6.6 of this chapter through one
(1) or more prepaid health care delivery plans.
(d) The state personnel department shall adopt rules under
IC 4-22-2 to establish long term and short term disability plans for
state employees (except employees who hold elected offices (as
defined by IC 3-5-2-17)). The plans adopted under this subsection
may include any provisions the department considers necessary and
proper and must:
(1) require participation in the plan by employees with six (6)
months of continuous, full-time service;
(2) require an employee to make a contribution to the plan in
the form of a payroll deduction;
(3) require that an employee's benefits under the short term
disability plan be subject to a thirty (30) day elimination period
and that benefits under the long term plan be subject to a six (6)
month elimination period;
(4) prohibit the termination of an employee who is eligible for
benefits under the plan;
(5) provide, after a seven (7) day elimination period, eighty
percent (80%) of base biweekly wages for an employee disabled
by injuries resulting from tortious acts, as distinguished from
passive negligence, that occur within the employee's scope of
state employment;
(6) provide that an employee's benefits under the plan may be
reduced, dollar for dollar, if the employee derives income from:
(A) Social Security;
(B) the public employees' retirement fund;
(C) the Indiana state teachers' retirement fund;
(D) pension disability;
(E) worker's compensation;
(F) benefits provided from another employer's group plan; or
(G) remuneration for employment entered into after the
disability was incurred.
(The department of state revenue and the department of
workforce development shall cooperate with the state personnel
department to confirm that an employee has disclosed complete
and accurate information necessary to administer subdivision
(6).)
(7) provide that an employee will not receive benefits under the
plan for a disability resulting from causes specified in the rules;
and
(8) provide that, if an employee refuses to:
(A) accept work assignments appropriate to the employee's
medical condition;
IC 5-10-8-7.1
Coverage for pervasive developmental disorder
Sec. 7.1. (a) As used in this section, "covered individual" means
an individual who is:
(1) covered under a self-insurance program established under
section 7(b) of this chapter to provide group health coverage; or
(2) entitled to health services under a contract with a prepaid
health care delivery plan that is entered into or renewed under
section 7(c) of this chapter.
(b) As used in this section, "pervasive developmental disorder"
means a neurological condition, including Asperger's syndrome and
autism, as defined in the most recent edition of the Diagnostic and
Statistical Manual of Mental Disorders of the American Psychiatric
Association.
(c) A self-insurance program established under section 7(b) of this
chapter to provide health care coverage must provide a covered
individual with coverage for the treatment of a pervasive
developmental disorder. Coverage provided under this section is
limited to treatment that is prescribed by the covered individual's
treating physician in accordance with a treatment plan. A
self-insurance program may not deny or refuse to issue coverage on,
refuse to contract with, or refuse to renew, refuse to reissue, or
otherwise terminate or restrict coverage on, an individual under an
insurance policy or health plan solely because the individual is
diagnosed with a pervasive developmental disorder.
(d) A contract with a prepaid health care delivery plan that is
entered into or renewed under section 7(c) of this chapter must
provide a covered individual with services for the treatment of a
pervasive developmental disorder. Services provided under this
section are limited to treatment that is prescribed by the covered
individual's treating physician in accordance with a treatment plan.
A prepaid health care delivery plan may not deny or refuse to provide
services to, or refuse to renew, refuse to reissue, or otherwise
terminate or restrict services to, an individual solely because the
individual is diagnosed with a pervasive developmental disorder.
(e) The coverage required by subsection (c) and services required
by subsection (d) may not be subject to dollar limits, deductibles,
copayments, or coinsurance provisions that are less favorable to a
covered individual than the dollar limits, deductibles, copayments,
or coinsurance provisions that apply to physical illness generally
under the self-insurance program or contract with a prepaid health
care delivery plan.
As added by P.L.148-2001, SEC.1.
IC 5-10-8-7.2
Breast cancer; definitions; self-insurance programs; health
maintenance organizations; diagnostic services
Sec. 7.2. (a) As used in this section, "breast cancer diagnostic
service" means a procedure intended to aid in the diagnosis of breast
cancer. The term includes procedures performed on an inpatient basis
and procedures performed on an outpatient basis, including the
following:
(1) Breast cancer screening mammography.
(2) Surgical breast biopsy.
(3) Pathologic examination and interpretation.
(b) As used in this section, "breast cancer outpatient treatment
services" means procedures that are intended to treat cancer of the
human breast and that are delivered on an outpatient basis. The term
includes the following:
(1) Chemotherapy.
(2) Hormonal therapy.
(3) Radiation therapy.
(4) Surgery.
(5) Other outpatient cancer treatment services prescribed by a
physician.
(6) Medical follow-up services related to the procedures set
forth in subdivisions (1) through (5).
(c) As used in this section, "breast cancer rehabilitative services"
means procedures that are intended to improve the results of or to
ameliorate the debilitating consequences of the treatment of breast
cancer and that are delivered on an inpatient or outpatient basis. The
term includes the following:
(1) Physical therapy.
(2) Psychological and social support services.
(3) Reconstructive plastic surgery.
(d) As used in this section, "breast cancer screening
mammography" means a standard, two (2) view per breast, low-dose
radiographic examination of the breasts that is:
(1) furnished to an asymptomatic woman; and
(2) performed by a mammography services provider using
equipment designed by the manufacturer for and dedicated
specifically to mammography in order to detect unsuspected
breast cancer.
The term includes the interpretation of the results of a breast cancer
screening mammography by a physician.
(e) As used in this section, "covered individual" means a female
individual who is:
(1) covered under a self-insurance program established under
section 7(b) of this chapter to provide group health coverage; or
(2) entitled to services under a contract with a health
maintenance organization (as defined in IC 27-13-1-19) that is
entered into or renewed under section 7(c) of this chapter.
(f) As used in this section, "mammography services provider"
means an individual or facility that:
(1) has been accredited by the American College of Radiology;
(2) meets equivalent guidelines established by the state
department of health; or
(3) is certified by the federal Department of Health and Human
Services for participation in the Medicare program (42 U.S.C.
1395 et seq.).
(g) As used in this section, "woman at risk" means a woman who
meets at least one (1) of the following descriptions:
(1) A woman who has a personal history of breast cancer.
(2) A woman who has a personal history of breast disease that
was proven benign by biopsy.
(3) A woman whose mother, sister, or daughter has had breast
cancer.
(4) A woman who is at least thirty (30) years of age and has not
given birth.
(h) A self-insurance program established under section 7(b) of this
chapter to provide health care coverage must provide covered
individuals with coverage for breast cancer diagnostic services,
breast cancer outpatient treatment services, and breast cancer
rehabilitative services. The coverage must provide reimbursement for
breast cancer screening mammography at a level at least as high as:
(1) the limitation on payment for screening mammography
services established in 42 CFR 405.534(b)(3) according to the
Medicare Economic Index at the time the breast cancer
screening mammography is performed; or
(2) the rate negotiated by a contract provider according to the
provisions of the insurance policy;
whichever is lower. The costs of the coverage required by this
subsection may be paid by the state or by the employee or by a
combination of the state and the employee.
(i) A contract with a health maintenance organization that is
entered into or renewed under section 7(c) of this chapter must
provide covered individuals with breast cancer diagnostic services,
breast cancer outpatient treatment services, and breast cancer
rehabilitative services.
(j) The coverage required by subsection (h) and services required
by subsection (i) may not be subject to dollar limits, deductibles, or
coinsurance provisions that are less favorable to covered individuals
than the dollar limits, deductibles, or coinsurance provisions
applying to physical illness generally under the self-insurance
program or contract with a health maintenance organization.
(k) The coverage for breast cancer diagnostic services required by
subsection (h) and the breast cancer diagnostic services required by
subsection (i) must include the following:
(1) In the case of a covered individual who is at least thirty-five
(35) years of age but less than forty (40) years of age, at least
one (1) baseline breast cancer screening mammography
performed upon the individual before she becomes forty (40)
years of age.
(2) In the case of a covered individual who is:
(A) less than forty (40) years of age; and
(B) a woman at risk;
at least one (1) breast cancer screening mammography
performed upon the covered individual every year.
(3) In the case of a covered individual who is at least forty (40)
years of age, at least one (1) breast cancer screening
mammography performed upon the individual every year.
(4) Any additional mammography views that are required for
proper evaluation.
(5) Ultrasound services, if determined medically necessary by
the physician treating the covered individual.
(l) The coverage for breast cancer diagnostic services required by
subsection (h) and the breast cancer diagnostic services required by
subsection (i) shall be provided in addition to any benefits
specifically provided for x-rays, laboratory testing, or wellness
examinations.
As added by P.L.35-1992, SEC.1. Amended by P.L.26-1994, SEC.1;
P.L.170-1999, SEC.1.
IC 5-10-8-7.3
Early intervention services for first steps children
Sec. 7.3. (a) As used in this section, "covered individual" means
an individual who is:
(1) covered under a self-insurance program established under
section 7(b) of this chapter to provide group health coverage; or
(2) entitled to services under a contract with a prepaid health
care delivery plan that is entered into or renewed under section
7(c) of this chapter.
(b) As used in this section, "early intervention services" means
services provided to a first steps child under IC 12-12.7-2 and 20
U.S.C. 1432(4).
(c) As used in this section, "first steps child" means an infant or
toddler from birth through two (2) years of age who is enrolled in the
Indiana first steps program and is a covered individual.
(d) As used in this section, "first steps program" refers to the
program established under IC 12-12.7-2 and 20 U.S.C. 1431 et seq.
to meet the needs of:
IC 5-10-8-7.5
Prostate specific antigen test
Sec. 7.5. (a) As used in this section, "covered individual" means
a male individual who is:
(1) covered under a self-insurance program established under
section 7(b) of this chapter to provide group health coverage; or
(2) entitled to services under a contract with a health
maintenance organization (as defined in IC 27-13-1-19) that is
entered into or renewed under section 7(c) of this chapter.
(b) As used in this section, "prostate specific antigen test" means
a standard blood test performed to determine the level of prostate
specific antigen in the blood.
(c) A self-insurance program established under section 7(b) of this
chapter to provide health care coverage must provide covered
individuals with coverage for prostate specific antigen testing.
(d) A contract with a health maintenance organization that is
entered into or renewed under section 7(c) of this chapter must
provide covered individuals with prostate specific antigen screening.
(e) The coverage required under subsections (c) and (d) must
include the following:
(1) At least one (1) prostate specific antigen test annually for a
covered individual who is at least fifty (50) years of age.
(2) At least one (1) prostate specific antigen test annually for a
covered individual who is less than fifty (50) years of age and
who is at high risk for prostate cancer according to the most
recent published guidelines of the American Cancer Society.
(f) The coverage required under this section may not be subject to
dollar limits, deductibles, copayments, or coinsurance provisions that
are less favorable to covered individuals than the dollar limits,
deductibles, copayments, or coinsurance provisions applying to
physical illness generally under the self-insurance program or
contract with a health maintenance organization.
(g) The coverage for prostate specific antigen screening shall be
provided in addition to benefits specifically provided for x-rays,
laboratory testing, or wellness examinations.
As added by P.L.170-1999, SEC.2.
IC 5-10-8-7.7
Surgical treatment for morbid obesity
Sec. 7.7. (a) As used in this section, "covered individual" means
an individual who is covered under a health care plan.
(b) As used in this section, "health care plan" means:
(1) a self-insurance program established under section 7(b) of
this chapter to provide group health coverage; or
(2) a contract entered into under section 7(c) of this chapter to
provide health services through a prepaid health care delivery
plan.
(c) As used in this section, "health care provider" means a:
(1) physician licensed under IC 25-22.5; or
(2) hospital licensed under IC 16-21;
that provides health care services for surgical treatment of morbid
obesity.
(d) As used in this section, "morbid obesity" means:
(1) a body mass index of at least thirty-five (35) kilograms per
meter squared, with comorbidity or coexisting medical
conditions such as hypertension, cardiopulmonary conditions,
sleep apnea, or diabetes; or
(2) a body mass index of at least forty (40) kilograms per meter
squared without comorbidity.
For purposes of this subsection, body mass index is equal to weight
in kilograms divided by height in meters squared.
(e) Except as provided in subsection (f), the state shall provide
coverage for nonexperimental, surgical treatment by a health care
provider of morbid obesity:
(1) that has persisted for at least five (5) years; and
(2) for which nonsurgical treatment that is supervised by a
physician has been unsuccessful for at least six (6) consecutive
months.
(f) The state may not provide coverage for surgical treatment of
morbid obesity for a covered individual who is less than twenty-one
(21) years of age unless two (2) physicians licensed under IC 25-22.5
determine that the surgery is necessary to:
(1) save the life of the covered individual; or
(2) restore the covered individual's ability to maintain a major
life activity (as defined in IC 4-23-29-6);
and each physician documents in the covered individual's medical
record the reason for the physician's determination.
As added by P.L.78-2000, SEC.1. Amended by P.L.196-2005, SEC.1;
P.L.102-2006, SEC.1.
IC 5-10-8-7.8
Colorectal cancer testing coverage
Sec. 7.8. (a) As used in this section, "covered individual" means
an individual who is:
(1) covered under a self-insurance program established under
section 7(b) of this chapter to provide group health coverage; or
(2) entitled to services under a contract with a health
maintenance organization (as defined in IC 27-13-1-19) that is
entered into or renewed under section 7(c) of this chapter.
(b) A:
(1) self-insurance program established under section 7(b) of this
chapter to provide health care coverage; or
(2) contract with a health maintenance organization that is
entered into or renewed under section 7(c) of this chapter;
must provide coverage for colorectal cancer examinations and
laboratory tests for cancer for any nonsymptomatic covered
individual, in accordance with the current American Cancer Society
guidelines.
(c) For a covered individual who is:
(1) at least fifty (50) years of age; or
(2) less than fifty (50) years of age and at high risk for
colorectal cancer according to the most recent published
guidelines of the American Cancer Society;
the coverage required under this section must meet the requirements
set forth in subsection (d).
(d) A covered individual may not be required to pay an additional
deductible or coinsurance for the colorectal cancer examination and
laboratory testing benefit that is greater than an annual deductible or
coinsurance established for similar benefits under a self-insurance
program or contract with a health maintenance organization. If the
program or contract does not cover a similar benefit, a deductible or
coinsurance may not be set at a level that materially diminishes the
value of the colorectal cancer examination and laboratory testing
benefit required under this section.
As added by P.L.54-2000, SEC.1.
IC 5-10-8-8
Retired employees; ability of employer to pay premiums
Sec. 8. (a) This section applies only to the state and employees
who are not covered by a plan established under section 6 of this
chapter.
(b) After June 30, 1986, the state shall provide a group health
insurance plan to each retired employee:
(1) whose retirement date is:
spouse of each former member, if the former member:
(1) is no longer a member of the general assembly;
(2) is not eligible for Medicare coverage as prescribed by 42
U.S.C. 1395 et seq. or, in the case of a surviving spouse, the
surviving spouse is not eligible for Medicare coverage as
prescribed by 42 U.S.C. 1395 et seq.; and
(3) has at least ten (10) years of service credit as a member in
the general assembly.
A former member or surviving spouse of a former member who
obtains insurance under this section is responsible for paying both
the employer and the employee share of the cost of the coverage.
(f) The group health insurance program required under
subsections (b) through (e) and subsection (k) must be equal to that
offered active employees. The retired employee may participate in
the group health insurance program if the retired employee pays an
amount equal to the employer's and the employee's premium for the
group health insurance for an active employee and if the retired
employee within ninety (90) days after the employee's retirement
date files a written request for insurance coverage with the employer.
Except as provided in subsection (l), the employer may elect to pay
any part of the retired employee's premium with respect to insurance
coverage under this chapter.
(g) Except as provided in subsection (j), a retired employee's
eligibility to continue insurance under this section ends when the
employee becomes eligible for Medicare coverage as prescribed by
42 U.S.C. 1395 et seq., or when the employer terminates the health
insurance program. A retired employee who is eligible for insurance
coverage under this section may elect to have the employee's spouse
covered under the health insurance program at the time the employee
retires. If a retired employee's spouse pays the amount the retired
employee would have been required to pay for coverage selected by
the spouse, the spouse's subsequent eligibility to continue insurance
under this section is not affected by the death of the retired
employee. The surviving spouse's eligibility ends on the earliest of
the following:
(1) When the spouse becomes eligible for Medicare coverage as
prescribed by 42 U.S.C. 1395 et seq.
(2) When the employer terminates the health insurance
program.
(3) Two (2) years after the date of the employee's death.
(4) The date of the spouse's remarriage.
(h) This subsection does not apply to an employee who is entitled
to group insurance coverage under IC 20-28-10-2(b). An employee
who is on leave without pay is entitled to participate for ninety (90)
days in any health insurance program maintained by the employer for
active employees if the employee pays an amount equal to the total
of the employer's and the employee's premiums for the insurance.
(i) An employer may provide group health insurance for retired
employees or their spouses not covered by this section and may
provide group health insurance that contains provisions more
favorable to retired employees and their spouses than required by this
section. A public employer may provide group health insurance to an
employee who is on leave without pay for a longer period than
required by subsection (h).
(j) An employer may elect to permit former employees and their
spouses, including surviving spouses, to continue to participate in a
group health insurance program under this chapter after the former
employee (who is otherwise qualified under this chapter to
participate in a group insurance program) or spouse has become
eligible for Medicare coverage as prescribed by 42 U.S.C. 1395 et
seq. An employer who makes an election under this section may
require a person who continues coverage under this subsection to
participate in a retiree health benefit plan developed under section
8.3 of this chapter.
(k) The state shall provide a group health insurance program to
each retired employee:
(1) who was employed as a teacher in a state institution under:
(A) IC 11-10-5;
(B) IC 12-24-3;
(C) IC 16-33-3;
(D) IC 16-33-4;
(E) IC 20-21-2-1; or
(F) IC 20-22-2-1;
(2) who is at least fifty-five (55) years of age on or before the
employee's retirement date;
(3) who is not eligible for Medicare coverage as prescribed by
42 U.S.C. 1395 et seq.; and
(4) who:
(A) has at least fifteen (15) years of service credit as a
participant in the retirement fund of which the employee is
a member on or before the employee's retirement date; or
(B) completes at least ten (10) years of service credit as a
participant in the retirement fund of which the employee is
a member immediately before the employee's retirement.
(l) The president pro tempore of the senate and the speaker of the
house of representatives may not elect to pay any part of the
premium for insurance coverage under this chapter for a former
member of the general assembly or the spouse of a former member
of the general assembly whose last day of service as a member of the
general assembly is after July 31, 2007.
As added by P.L.39-1986, SEC.5. Amended by P.L.42-1990, SEC.1;
P.L.67-1995, SEC.1; P.L.233-1999, SEC.3; P.L.13-2001, SEC.8;
P.L.1-2005, SEC.77; P.L.178-2006, SEC.3; P.L.43-2007, SEC.12.
IC 5-10-8-8.1
Retired legislators
Sec. 8.1. (a) This section applies only to the state and former
legislators.
(b) As used in this section, "legislator" means a member of the
general assembly.
death.
(2) The surviving spouse files a written request for insurance
coverage with the employer.
(3) The surviving spouse pays an amount equal to the
employer's and employee's premium for the group health
insurance for an active employee.
(h) Except as provided in section 8(j) of this chapter, the
eligibility of the surviving spouse of a legislator to purchase group
health insurance under subsection (g) ends on the earliest of the
following:
(1) When the employer terminates the health insurance
program.
(2) The date of the spouse's remarriage.
(3) When the spouse becomes eligible for Medicare coverage as
prescribed by 42 U.S.C. 1395 et seq.
As added by P.L.43-1988, SEC.2. Amended by P.L.36-1992, SEC.1;
P.L.22-1998, SEC.2; P.L.233-1999, SEC.4; P.L.13-2001, SEC.9.
IC 5-10-8-8.2
Former legislators
Sec. 8.2. (a) As used in this section, "former legislator" means a
former member of the general assembly.
(b) As used in this section, "dependent" means an unmarried
person who:
(1) is:
(A) a dependent child, stepchild, foster child, or adopted
child of a former legislator or spouse of a former legislator;
or
(B) a child who resides in the home of a former legislator or
spouse of a former legislator who has been appointed legal
guardian for the child; and
(2) is:
(A) less than twenty-three (23) years of age;
(B) at least twenty-three (23) years of age, incapable of
self-sustaining employment by reason of mental or physical
disability, and is chiefly dependent on a former legislator or
spouse of a former legislator for support and maintenance;
or
(C) at least twenty-three (23) years of age and less than
twenty-five (25) years of age and is enrolled in and is a
full-time student at an accredited college or university.
(c) As used in this section, "spouse" means a person who is or was
married to a former legislator.
(d) After June 30, 2001, the state shall provide to a former
legislator:
(1) whose last day of service as a member of the general
assembly was after December 31, 2000;
(2) who served in all or part of at least four (4) terms of the
general assembly (as defined in IC 2-2.1-1-1);
(3) who pays an amount equal to the employee's and employer's
premium for the group health insurance for an active employee;
and
(4) who files a written request for insurance coverage with the
employer within ninety (90) days after the former legislator's:
(A) last day of service as a member of the general assembly;
or
(B) retirement date;
a group health insurance program that is equal to that offered to
active employees.
(e) Except as provided by section 8(j) of this chapter, the
eligibility of a former legislator to continue insurance under this
section ends when the former legislator becomes eligible for
Medicare coverage as prescribed by 42 U.S.C. 1395 et seq. or when
the employer terminates the health insurance program.
(f) A former legislator who is eligible for insurance coverage
under this section may elect to have a spouse or dependent of the
former legislator covered under the health insurance program. A
former legislator who makes an election under this subsection must
pay the employee's and employer's premium for the group health
insurance program for an active employee that is attributable to the
inclusion of a spouse or dependent.
(g) A spouse or dependent may continue insurance under this
section after the death of the former legislator if the spouse or
dependent pays the amount the former legislator would have been
required to pay for coverage selected by the spouse or dependent.
(h) Except as provided under section 8(j) of this chapter, the
eligibility of a spouse to continue insurance under this section ends
on the earliest of the following:
(1) When the employer terminates the health insurance
program.
(2) The date of the legislative spouse's remarriage.
(3) When the required amount for coverage is not paid with
respect to the spouse.
(4) When the spouse becomes eligible for Medicare coverage as
prescribed by 42 U.S.C. 1395 et seq.
(i) The eligibility of a dependent to continue insurance under this
section ends on the earliest of the following:
(1) When the employer terminates the health insurance
program.
(2) The date the dependent no longer meets the definition of a
dependent.
(3) When the required amount for coverage is not paid with
respect to the dependent.
(j) The spouse of a deceased former legislator may elect to
participate in the group health insurance program under this section
if all of the following apply:
(1) The deceased legislator:
(A) died after December 31, 2000, while serving as a
member of the general assembly; and
(B) served in all or part of at least four (4) terms of the
general assembly (as defined in IC 2-2.1-1-1).
(2) The surviving spouse files a written request for insurance
coverage with the employer.
(3) The surviving spouse pays an amount equal to the
employee's and employer's premium for the group health
insurance for an active employee, including any amount with
respect to covered dependents of the former legislator.
(k) Except as provided under section 8(j) of this chapter, the
eligibility of the surviving spouse under subsection (j) ends on the
earliest of the following:
(1) When the employer terminates the health insurance
program.
(2) The date of the spouse's remarriage.
(3) When the required amount for coverage is not paid with
respect to the spouse and any covered dependent.
(4) When the surviving spouse becomes eligible for Medicare
coverage as prescribed by 42 U.S.C. 1395 et seq.
As added by P.L.13-2001, SEC.10. Amended by P.L.1-2007, SEC.26.
IC 5-10-8-8.3
Former state and legislative employees; health benefit plans
Sec. 8.3. (a) As used in this section, "department" refers to the
state personnel department.
(b) The department shall establish, or contract for the
establishment of, at least two (2) retiree health benefit plans to be
available for former employees of:
(1) the state; and
(2) the legislative branch of government;
whose employer elects under section 8(j) of this chapter to permit its
former employees to continue to participate in a health insurance
program under this chapter after the employees have become eligible
for Medicare coverage. At least one (1) of the plans offered to former
employees must include coverage for prescription drugs comparable
to a Medicare plan that provides prescription drug benefits.
As added by P.L.13-2001, SEC.11.
IC 5-10-8-8.4
Revocation or alteration by employer
Sec. 8.4. Except as provided by an enactment of the general
assembly, an election by an employer under:
(1) section 8(f) of this chapter concerning the payment of a
retired employee's premium; or
(2) section 8(j) of this chapter concerning Medicare coverage
and program eligibility;
may not be revoked or altered at any time by the employer or a
subsequent employer to the detriment of a person entitled to benefits
under section 8.2 of this chapter.
As added by P.L.184-2001, SEC.6.
IC 5-10-8-10
Examining infants for HIV; payment
Sec. 10. (a) The state shall cover the testing required under
IC 16-41-6-4 and the examinations required under IC 16-41-17-2
under a:
(1) self-insurance program established or maintained under
section 7(b) of this chapter to provide group health coverage;
and
(2) contract entered into or renewed under section 7(c) of this
chapter to provide health services through a prepaid health care
delivery plan.
(b) Payment to a hospital for a test required under IC 16-41-6-4
must be in an amount equal to the hospital's actual cost of performing
the test.
As added by P.L.91-1999, SEC.1. Amended by P.L.237-2003, SEC.1.
IC 5-10-8-10.5
Dental care provisions required
Sec. 10.5. (a) As used in this section, "child" means an individual
who is less than nineteen (19) years of age.
(b) As used in this section, "covered individual" means a child or
an individual:
(1) with a physical or mental impairment that substantially
limits one (1) or more of the major life activities of the
individual; or
(2) who:
(A) has a record of; or
(B) is regarded as;
having an impairment described in subdivision (1).
(c) If the state enters into a contract for basic health care services
(as defined in IC 27-13-1-4) through prepaid health care delivery
plans, medical self-insurance, or group health insurance for state
employees, the contract must include coverage for anesthesia and
hospital charges for dental care for a covered individual if the mental
or physical condition of the covered individual requires dental
treatment to be rendered in a hospital or an ambulatory outpatient
surgical center. The Indications for General Anesthesia, as published
in the reference manual of the American Academy of Pediatric
Dentistry, are the utilization standards for determining whether
performing dental procedures necessary to treat the covered
individual's condition under general anesthesia constitutes
appropriate treatment.
(d) A health care contractor that issues a contract for basic health
care services as described in subsection (c) may:
(1) require prior authorization for hospitalization or treatment
in an ambulatory outpatient surgical center for dental care
procedures in the same manner that prior authorization is
required for hospitalization or treatment of other covered
medical conditions; and
(2) restrict coverage to include only procedures performed by
a licensed dentist who has privileges at the hospital or
ambulatory outpatient surgical center.
(e) This section does not apply to treatment rendered for temporal
mandibular joint disorders (TMJ).
As added by P.L.189-1999, SEC.1.
IC 5-10-8-11
Use of diagnostic or procedure codes
Sec. 11. (a) As used in this section, "administrator" means:
(1) the state personnel department;
(2) an entity with which the state contracts to administer health
coverage under section 7(b) of this chapter; or
(3) a prepaid health care delivery plan with which the state
contracts under section 7(c) of this chapter.
(b) As used in this section, "health care plan" has the meaning set
forth in section 7.7 of this chapter.
(c) As used in this section, "provider" has the meaning set forth
in IC 27-8-11-1.
(d) Not more than ninety (90) days after the effective date of a
diagnostic or procedure code described in this subsection:
(1) an administrator shall begin using the most current version
of the:
(A) current procedural terminology (CPT);
IC 5-10-8-12
Department report of the number of stimulant medication
prescriptions for covered children diagnosed with certain disorders
Sec. 12. (a) As used in this section, "covered individual" means
an individual who is covered under an employee health plan.
(b) As used in this section, "employee health plan" means:
(1) a self-insurance program established under section 7(b) of
this chapter; or
(2) a contract with a prepaid health care delivery plan entered
into under section 7(c) of this chapter;
that provides a prescription drug benefit.
(c) The state personnel department may report to the drug
utilization review board established by IC 12-15-35-19, not later than
October 1 of each calendar year, the number of covered individuals
who are:
(1) less than eighteen (18) years of age; and
(2) prescribed a stimulant medication approved by the federal
Food and Drug Administration for the treatment of attention
deficit disorder or attention deficit hyperactivity disorder.
IC 5-10-8-14
Coverage for prosthetic devices
Sec. 14. (a) As used in this section, "covered individual" means
an individual who is entitled to coverage under a state employee
health plan.
(b) As used in this section, "orthotic device" means a medically
necessary custom fabricated brace or support that is designed as a
component of a prosthetic device.
(c) As used in this section, "prosthetic device" means an artificial
leg or arm.
(d) As used in this section, "state employee health plan" means a:
(1) self-insurance program established under section 7(b) of this
chapter; or
(2) contract with a prepaid health care delivery plan that is
entered into or renewed under section 7(c) of this chapter;
to provide group health coverage. The term does not include a dental
or vision plan.
(e) A state employee health plan must provide coverage for
orthotic devices and prosthetic devices, including repairs or
replacements, that:
(1) are provided or performed by a person that is:
(A) accredited as required under 42 U.S.C. 1395m(a)(20); or
(B) a qualified practitioner (as defined in 42 U.S.C.
1395m(h)(1)(F)(iii));
(2) are determined by the covered individual's physician to be
medically necessary to restore or maintain the covered
individual's ability to perform activities of daily living or
essential job related activities; and
(3) are not solely for comfort or convenience.
(f) The:
(1) coverage required under subsection (e) must be equal to the
coverage that is provided for the same device, repair, or
replacement under the federal Medicare program (42 U.S.C.
1395 et seq.); and
(2) reimbursement under the coverage required under
subsection (e) must be equal to the reimbursement that is
provided for the same device, repair, or replacement under the
federal Medicare reimbursement schedule, unless a different
reimbursement rate is negotiated.
This subsection does not require a deductible under a state employee
health plan to be equal to a deductible under the federal Medicare
program.
(g) Except as provided in subsections (h) and (i), the coverage
required under subsection (e):
(1) may be subject to; and
(2) may not be more restrictive than;
the provisions that apply to other benefits under the state employee
health plan.
(h) The coverage required under subsection (e) may be subject to
utilization review, including periodic review, of the continued
medical necessity of the benefit.
(i) Any lifetime maximum coverage limitation that applies to
prosthetic devices and orthotic devices:
(1) must not be included in; and
(2) must be equal to;
the lifetime maximum coverage limitation that applies to all other
items and services generally under the state employee health plan.
(j) For purposes of this subsection, "items and services" does not
include preventive services for which coverage is provided under a
high deductible health plan (as defined in 26 U.S.C. 220(c)(2) or 26
U.S.C. 223(c)(2)). The coverage required under subsection (e) may
not be subject to a deductible, copayment, or coinsurance provision
that is less favorable to a covered individual than the deductible,
copayment, or coinsurance provisions that apply to other items and
services generally under the state employee health plan.
As added by P.L.109-2008, SEC.1.