Indiana Supreme Court
Division of State Court Administration
30 S. Meridian Street, Ste. 500
Indianapolis, IN 46204

Lilia G. Judson, Esq.
Interim Chief Administrative Officer

Pho: 317-232-2542
Fax: 317-233-6586

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State Court Administration > Programs & Projects > Mortgage Foreclosure Trial Court Assistance Project > Mortgage Foreclosure Task Force The Mortgage Foreclosure Task Force and Settlement Conference Statistics

The Mortgage Foreclosure Task Force was formed by the Indiana Supreme Court's Division of State Court Administration in October 2010, shortly after information of mortgage “robo-signing” began to hit the news.  The Task Force is composed of judges, creditor and consumer advocates, representatives of the Indiana Attorney General, academics, and mortgage foreclosure facilitators.  The Task Force's first assignment was the creation of the “Mortgage Foreclosure Best Practices,” a laundry list of advisory guidelines created in an attempt to assist trial courts and litigants in navigating the dense, often confusing world of mortgage foreclosure litigation.

These Best Practices were published to the Supreme Court’s website on January 3, 2011.  Also on January 3, the Indiana Attorney General petitioned the Court to adopt these advisory Best Practices as mandatory guidelines for trial courts.  On October 7, 2011, the Court issued an order requesting that the Best Practices be continually updated by the Task Force.  The Court’s decision rested largely on the fact that many of these Best Practices had been incorporated into the mortgage foreclosure statute by Senate Enrolled Act 582, effective July 1, 2011.  Another consideration was the fact that mortgage foreclosure industry practices change so frequently that any hard-and-fast rules may quickly become moot.

The Task Force meets to discuss issues in Indiana foreclosure legislation and potential additions and changes to the Best Practices.

Settlement Conference Statistics

The Mortgage Foreclosure Trial Court Assistance Project was launched in April 2010 in three counties - Allen, Marion, and St. Joseph.  Since then, the program has expanded to include an additional 23 counties, including the 10 hardest-hit by foreclosure (Marion, Lake, Allen, St. Joseph, LaPorte, Porter, Vanderburgh, Hamilton, Hendricks, and Johnson). 

In 26 Counties Utilizing Mortgage Foreclosure Facilitators (4/1/10 – 10/1/15):
  • 30,618 telephone conferences were scheduled;
  • 18,503 telephone conferences were held (the remaining 12,115 borrowers failed to appear);
  • 16,255 borrowers were eligible for a settlement conference;
  • 14,891 settlement conferences were held;
  • 7,809 conferences resulted in workouts (6,887 in a stay-in-home workout);
  • 6,710 conferences resulted in foreclosure (including 981 in which the borrower failed to appear); and  
  • 372 conferences are being followed up by the facilitator.
  • In MFTCAP pilot counties, nearly 49 percent of borrowers will request a settlement conference, compared with a less than 15 percent request rate in non-pilot counties. 
  • Of the conferences that take place in these pilot counties, 52.4 percent have resulted in a workout and 45.0 percent have resulted in foreclosure (with approximately 1 to 4 percent of borrowers still negotiating with their lenders at any given time in the process). 
  • It has been estimated that each averted foreclosure saves local communities and stakeholders around $40,000.  Using this figure, from April 2010 through September 2015, the MFTCAP has preserved more than $312 million of value in Indiana communities.