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When the death of a member occurs, a representative should notify the TRF office or complete a Death Report (State Form 50790). This form is available on the INPRS Web site. The Fund reviews the deceased member’s account and sends the appropriate paperwork which must be completed and returned along with a copy of the Death Certificate. Upon receipt of the necessary paperwork, the Fund will calculate all benefits for which the named survivors, beneficiaries, or estate may be entitled and distribute such benefits. The designated beneficiary’s right to a benefit vests upon the member’s death. A change of beneficiary designation must be on file with INPRS before death. A change received after a member’s death is not valid. If a member dies while receiving a classroom disability benefit or after returning to the classroom but before retirement, his or her ASA balance is reduced by the amount of any classroom disability benefits paid to the member before death.
When a member dies while employed in a TRF-covered position, the designated beneficiary or estate is entitled to a lump sum payment of the deceased member's ASA and RSA balance.
If a member dies while in active service, the surviving spouse or surviving dependent(s) may be entitled to survivor benefits if:
Survivor benefits are reduced by any disability benefits that may have been paid to the member.
If a member dies while not employed in a TRF-covered position, and he or she is not eligible for retirement or disability retirement, the named beneficiaries or the estate are eligible to receive the balance of the ASA and RSA funds.
If a member dies while not employed in a TRF-covered position, but he or she is eligible for retirement or disability retirement but had not applied for such benefits at the time of death, the designated beneficiary or estate is entitled to a lump sum payment of the deceased member’s ASA and RSA balance.
If the member would have been eligible to receive retirement or disability benefits but died while out of service and before applying for them, his or her surviving spouse would be entitled to survivor benefits. Survivor benefits are reduced by any disability benefits that may have been paid to the member.
If no claim is made for benefits within three years of the member’s death, death benefits are forfeited and credited to the Fund.
When a retiree dies, named survivors and beneficiaries or the deceased’s estate will receive the benefits for which the retiree was eligible according to the retirement payout options chosen by the deceased.