Is illness or injury in your plan?

When was the last time you made plans to get sick? Probably never. For most people, illness or injury comes unexpectedly and can be very costly. Make sure you have a plan in place to cover health expenses in retirement.

Retirees over the age of 65 can take advantage of Medicare but will still need to have additional funds in place to cover what Medicare will not.


According to a study done by the Employee Benefits Research Institute (EBRI), a healthy couple turning 65 in 2018 would need to save $511,000 to be 90 percent certain they could cover all out-of-pocket healthcare expenses. That number could rise, as healthcare costs are rising faster than inflation.

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Age 70 and still working? You have options!

If you are age 70 and have at least 20 years of creditable service, you can receive monthly benefits and continue to work. For members in an elected office, you must be age 55 with at least 20 years of creditable service.
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Your money is coming in faster...what are you doing with it?

Thanks to new technology, your employer can now submit your Annuity Savings Account contributions each payroll. In the past, this was done quarterly.

Submitting contributions more often gives you greater control and opportunity to benefit from your investments. To learn more about key investment factors, like asset allocation and diversification, click here.


Get the gist of INPRS and the law

INPRS must follow the laws put in place by the Indiana General Assembly and signed by the governor.
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Q: When should I start thinking about planning for retirement?

A: Now! Whether you're just beginning your working life or nearing retirement, when it comes to retirement planning, there is no such thing as too early.
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Q: I have a condition that may prevent me from managing my account. Is a Power of Attorney an option?

A: Yes. In order for a member to designate an individual to act on his or her behalf, the member must name an "attorney in fact."
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Retirement is a BIG step. Are you ready?

Are you considering retirement within the next 18 months? If so, please refer to one of the many workshops offered in your area. You can attend either the first half, second half or both halves.
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Keep us posted!

Keep your name, address and beneficiary information up-to-date by logging in to PERF Online.


Download the correct form online under Member Forms, or call (888) 526-1687 to request a form. Complete and sign the form and mail or fax to PERF.

Three months, one quarter...it's all the same

Here are some dates for submitting retirement applications to INPRS. For more information about retirement, visit our Web site.
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