Do you really want to work FOREVER?

Reasons why you should save for retirement

You don’t want to work forever, and you will ultimately be responsible for funding your retirement. If you want to stop working, think about how much income you will need to live. Social Security provides a basic “floor” of income that you will have to build on for a comfortable retirement. Pensions have provided about one-third of retirees with some added income each month. If your employer offers a savings plan at work, use it.

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Quick! What do you know about your retirement benefit?

An overview of your plan provisions is available online. Click on your fund-specific link to download a PDF copy.

http://www.in.gov/inprs/files/77_fund_glance_membership.pdf
http://www.in.gov/inprs/files/excise_glance.pdf
http://www.in.gov/inprs/files/jrs_glance.pdf
http://www.in.gov/inprs/files/parf_glance.pdf


What’s the going rate?

On Dec. 16, 2011, the Indiana Public Retirement System (INPRS) Board of Trustees, that oversees the 1977 Police Officers’ and Firefighters’ Pension and Disability Fund (1977 Fund), approved an employer contribution rate of 19.7 percent effective Jan. 1, 2013. This is unchanged from the rate effective Jan. 1, 2012.

The 1977 Fund employer contribution rate is determined by investment performance over a rolling four-year period as well as the demographics of fund members, such as age, salary, and years of service.Read More/Close


Who will get the goods after I'm gone?

Q. I’m a member of the Judges’ Retirement System (JRS). Who will qualify for survivor benefits when I pass away?Read More/Close


Keep us posted on your status

Q. I’m a member of the 1977 Fund. If I remarry, do I need to change my beneficiary? Read More/Close


Three months, one quarter … it’s all the same

Here are some dates for submitting retirement applications to INPRS. For more information about retirement, visit our Web site at www.inprs.in.gov.
If your retirement
date is:
Apply by:
July 1, 2012 April 1, 2012
Aug. 1, 2012 May 1, 2012
Sept. 1, 2012 June 1, 2012
Oct. 1, 2012 July 1, 2012
Nov. 1, 2012 Aug. 1, 2012