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Thanks to INPRS' target date funds, you don’t have to be an expert to figure out where to invest your retirement nest egg.
Target date funds do the asset allocation for you by offering a pre-packaged mix of diversified investment options. The funds, geared toward the date in which you plan to retire, automatically shift their asset allocations to become more conservative the closer you get to retirement.
For example, say you plan to work for 25 more years and retire in 2035. You can allocate your Annuity Savings Account (ASA) to the 2035 Retirement Fund. This target date fund will periodically reallocate your assets based on a long-term investment strategy that is more aggressive early in your career and becomes more conservative in your late-career years.
*Though INPRS' custom target date funds are, by design, more conservative than most comparable target date funds, there is still market-associated risk with these investment instruments. Because investment values and returns can rise or fall depending on market conditions, target date funds provide no guarantee of sufficient funds for your retirement.
Every attempt has been made to verify that the information in this publication is correct and up-to-date. Published content does not constitute legal or investment advice. If a conflict arises between information in this publication and the law, the applicable law shall apply.