Health Insurance
In today’s more complex insurance environment, health insurance can be confusing, complicated, and difficult to understand. The Department has staff that can answer questions, explain how to navigate the use of health insurance, and assist Hoosiers in understanding their coverage.
Health insurance can be purchased on either an individual or group basis and the terms and requirements are very different for each one. Many of the ‘mandates’ for coverage issued by the state legislature will not always apply the same to group and individual policies.
When purchasing individual insurance it is important that you secure help from a professional agent or broker, or someone else acquainted with health insurance. You should ask for multiple company quotations and prices for comparison. You should also check the financial condition of the insurance company you ultimately select.
This information is available through our website under the A.M. Best link.
Questions to consider before purchasing insurance
Health Insurance Portability and Accountability Act (HIPAA)
High Risk Pool
If you have been denied coverage through an individual health insurance company, the Indiana Comprehensive Health Insurance Association may be an option for you. Information about this program can be found at the following link:
Indiana Comprehensive Health Insurance Association (ICHIA)
Healthy Indiana Plan
The Healthy Indiana Plan is for unisnured Hoosier adults between the ages of 19-64. For more information, visit the Healthy Indiana Plan's web site at the following link:
Grievance Reports
Grievance Reports are record of consumer complaints to illustrate insurance companies’ and HMOs’ past performance. It breaks down by category how many grievances (complaints) an insurer or HMO has received and how it resolved them.
Indiana HMO Report Card
Contact Us
For information regarding health insurance issues, please contact:
Anita H. Strauss
Health Policy Program Director
(317)-234-6293
anstrauss@idoi.IN.gov
- I have a complaint against my insurance company, who do I contact?
- How do I file a complaint against an insurance company?
- Where can I find out about insurance law in Indiana?
- How do I file a complaint against a qualified health care provider?
- How do I find out more about COBRA coverage?
- Am I eligible for Medicare?
- What if I have a self-insured health plan? What is ERISA? Why can't the state de...
- How can I ensure that I will be notified when updates to Indiana Insurance rules...
- What does Medicare cover?
- How much does Medicare cost?
- File a complaint.
- Become an insurance producer.
- Check out a health care provider.
- Find a company's registered agent.
- See a list of licensed insurance companies.
- File a medical malpractice complaint.
- Learn about Medicare.
- Compare Medicare Supplement plans.
- See what enforcement actions IDOI has taken.
- Learn about COBRA coverage.
- Know my HIPAA rights.
- Form an insurance company.
- File financial information for my insurance company.
- Qualify under Indiana's Medical Malpractice Act.
- Find a bail bond company.
- Contact SHIP for information.
