Two types of loans are available through the Small Business Administration (SBA):
- Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Deadline for application is November 24, 2008.
- Economic Injury Disaster Loans (EIDL) – Loans for working capital to small businesses and small agricultural cooperatives to assist them through the disaster recovery period. EIDL assistance is only available to applicants and their owners who cannot provide for their own recovery from non-government sources. Farmers, ranchers, nurseries, religious and non-profit organizations are not eligible for an EIDL.
To begin applying for a loan, contact the Small Business Administration (SBA) by calling 1-800-488-532.

The following counties have been declared for Individual Assistance by FEMA and residents may be eligible for an SBA loan:
- Clark
- Crawford
- Dearborn
- Floyd
- Harrison
- Jackson
- Jefferson
- Jennings
- Knox
- Lawrence
- Martin
- Perry
- Pike
- Scott
- Spencer
- Switzerland
- Washington.