Eligibility Requirements

Eligibility

  • A recipient must be from Indiana, a recent college graduate, and a recently promoted employee or accepting a new position in Indiana.
  • A recipient must be licensed to practice psychiatry, psychology, addictions counseling or a counselor who is licensed or on licensure track as a social worker, therapist, or mental health counselor and
  • A recipient must be employed full-time, which is a minimum of 30 hours per week and
  • A recipient must not be in default on repayment of any federal student loans.
  • An individual who is moving to Indiana may be eligible if he or she is not currently practicing in Indiana and has not practiced in Indiana for the past three years.

Eligible Student Loans
The following loans are eligible for repayment with the Mental Health Addictions Services Development Loan Forgiveness Program:

  1. Federal Family Education Loan Program (A loan made, insured, or guaranteed under part B of subchapter IV of chapter 28 of Title 20)
  2. William D. Ford Federal Direct Loan and Federal Perkins Loans, (A loan made under part C or D of subchapter IV of chapter 28 of Title 20)
  3. Federal consolidation loans and Federal Direct Consolidation loans (A loan made under section 1078-3 or 1087e (g) of Title 20)
  4. Applicants who have consolidated their qualifying loans with a spouse’s loans should provide documentation showing the dollar amount each party held at the time of consolidation and calculate what percentage of the new combined loan is attributable to each person. The Loan Forgiveness selection committee will look at the current loan balance, and, based on the percentage attributable to the applicant requesting participation, will establish that portion as the “loan balance” eligible for repayment.
  5. Other loans may be considered at the discretion of the board.
  6. A loan made, insured, or guaranteed under part B of subchapter IV of chapter 28 of Title 20 (Federal Family Education Loan Program);
  7. A loan made under part C or D of subchapter IV of chapter 28 of Title 20 (William D. Ford Federal Direct Loan and Federal Perkins Loans);
  8. A loan made under section 1078-3 or 1087e (g) of Title 20 (Federal consolidation loans and Federal Direct Consolidation loans, respectively).
  9. Applicants who have consolidated their qualifying loans with a spouse’s loans should provide documentation showing the dollar amount each party held at the time of consolidation and calculate what percentage of the new combined loan is attributable to each person. The Loan Forgiveness selection committee will look at the current loan balance, and, based on the percentage attributable to the applicant requesting participation, will establish that portion as the “loan balance” eligible for repayment.
  10. Other loans may be considered at the discretion of the board.