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Before taking any other action, check yourself and other individuals involved in the accident for injuries. If there are any injuries or at least $1,000 in property damage, call the police.
Cooperate with law enforcement officers, and ask the investigating officer how to obtain a copy of the police report.
Take notes. Be sure to provide and obtain the following information:
Contact your insurance provider as soon as possible. Ask them to file a Certificate of Compliance (COC) covering the date of the accident in the vehicles involved. Failure to submit proof of insurance after an accident may result in the suspension of your driving privileges regardless of who is at fault.