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Indiana Auditor Tera Klutz

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About Hoosier S.T.A.R.T. About Hoosier S.T.A.R.T.

Hoosier S.T.A.R.T.: Indiana Deferred Compensation Plan

In addition to defined benefit plans like PERF, defined contribution plans are a valuable and important tool to help Hoosiers adequately prepare themselves and their families for retirement. As administrator of Hoosier S.T.A.R.T., the State of Indiana Deferred Compensation and Matching Incentive Plans, I encourage all Hoosier state and eligible local public employees to utilize this significant before-tax savings benefit as part of their retirement planning. The Hoosier S.T.A.R.T. 457 and 401(a) plans, like their private sector counterpart, the 401(k) plan, offer public employees an excellent way to save for their retirement through tax deferred contributions to their own individual accounts.

The Indiana plan serves all State employees as well as the employees of over 290 local government units. Currently, almost 75% of eligible state employees save for their retirement through this plan. Their aggregate account balances now total approximately $1.1 billion. Participants may select from over 20 investment options offered by the Trustees of the Plan, the Indiana Deferred Compensation Committee .

I'm very proud to have selected Empower to serve as the Plans' third party administrator. Empower provides a dedicated staff of Hoosier S.T.A.R.T. representatives, including five representatives who serve different areas of the state. The representatives provide on-site training and guidance on the services the plans have to offer, including education and enrollment meetings throughout the state. Hoosier S.T.A.R.T. participants may also check their account balances and process transactions 24 hours a day online at, a website specifically tailored to the Hoosier S.T.A.R.T. plans by Empower.

To enroll, check your account, or to check the location of a future enrollment or educational meeting near you, visit the website or use the contact information below, to speak to customer service representative at the Hoosier S.T.A.R.T. local office.

Contact Hoosier S.T.A.R.T:
Phone: Customer Service: 877-728-6738
              Local Indianapolis Office: 317-631-5672